Volume 10 (2019): Edizione 1 (April 2019)

Public access to the services of financial institutions determines the revenues amount of financial institutions. The growth of bank account helps banks to manage the financing service that provides for the community. This study examines the relationship of financial inclusion and financial stability, especially in Indonesia’s Sharia banking. Financial inclusion defined as community access to financial services which peroxided by deposits, while the financial stability of Sharia banking is measured by Non Performing Financial (NPF). Samples include financial data of 5 sharia banks during the study period from 2011 to 2016 were analyzed using classical assumption test and regression test. The results of study found that the deposits as proxy of financial inclusion had a positive effect to stability of financial.

The text deals with the concept of the discount submitted by a candidate contractor tendering for a public works project. In accordance with prevailing conceptions, the quantity of the discount is perceived as being the amount of monetary compensation the candidate building contractor is willing to forgo for the sake of emerging as the winner of the tender. The text argues on the contrary that the discount is an objectively measurable magnitude. Specifically it is equal to the algebraic difference of the absolute surplus value that could be appropriated by the public works contractor minus the quantity of relative surplus value by virtue of which he is able to recoup the amount of discount submitted in the tender.

Banyumas regency is the largest producer of brown sugar in Indonesia. One location which produce brown sugar is in Ketanda Village. Unfortunately, most of brown sugar farmers have been trapped to bad middlemen for decades since they are lack of capital and market access. The farmers pay debt to middlemen with their sugar then the price is determined by the middleman. Moreover, middlemen buy brown sugar in much lower price than the market price. Both the buying price and the debt scheme determined by the middlemen are unfair to brown sugar farmers. This research used action research method. In the first step of action research, diagnosis, it was found that brown sugar farmers need an institution which can facilitate them to be free from middlemen, strengthen the farmers community, and also develop their business model. Therefore, the intervention made by gathering local actors and they committed to build a cooperative. There are two implications from this study. First, this study will enrich literature in cooperative as a social enterprise which has a main goal to manage social problem. Second, if successfully implemented, the cooperative model can be replicated in other regions to manage the same social problem, thus farmer’s economic independence will be achieved.

The objective of this paper is to evaluate the conceptual theories, elements, strategies along with the prospects and challenges of knowledge management (KM). The findings indicated that KM is a complex yet important process that requires organisations to create, process, disseminate and apply of knowledge. The findings also revealed knowledge is one of the most valuable resources of any organization. Therefore, effective KM is critical to the growth, performance, and survival of organisations. Furthermore, the many definitions of KM serve as a theoretical framework and empirical basis for multidisciplinary applications and prospects for organisations. Furthermore, the proper adoption and implementation of KM provides a systematic management approach for organisations to create, store, disseminate and apply knowledge critical to organizational performance and decision-making processes. Furthermore, KM can minimize the time, operational costs and material losses during product design, lifecycle, and quality assurance. Despite its merits, KM has numerous challenges. Most notable is the lack of an acceptable definition and understanding of KM concepts and practices. This can result in poor adoption and implementation thereby affecting sustainable organisational growth and development. Therefore, the paper concludes that KM adoption and implementation is critical to organisational goals, growth and performance.

Over the past decades, the comparative method has attracted the attention of the theorists, and studies based on this approach have increased in applied policy research. In their daily and strategically policy decisions, the decision makers from local, regional and national levels use more and more the comparative research methods, especially due to interlinked relationship and the need for bench learning and benchmarking practices. The comparative method allows the actors to analyse other experiences, and thus to take decisions more efficient. This is a normal, an inevitable situation, when the unit of analysis is a country, a field of matters or a process where researchers compare cases from empirical or theoretical point of view. The purpose of this paper is to provide a critical view on the capacity of comparative method to foster knowledge in policy studies. The intention is to see and to explore the utility of comparative method for policy studies and policy analysis, since a new approach “evidence-based policymaking” arise, emphasising the importance of using evidence from other political and policy systems.

This study examines the effect of visualization level and level of assignment complexity on investment decision making as measured by level of accuracy, level of confidence and calibration level. This research uses experimental method. The experimental method in this research is 2x2 (mixed design) include: (1) Level of visualization (high and low) and (2) Complexity of task (high and low). The dependent variable in this research is the level of accuracy, level of confidence and calibration level. Data analysis technique used in this research is independent sample t-test. Participants in this study are students of Accounting Undergraduate Program in one Private University in East Java. The total participants in this study were 103 people, but only 77 participants who passed the check manipulation and can be analyzed further. The results of this study indicate that the visualization effect in decision-making has an effect only when decision makers receive assignment with low complexity of assignment. The results of this study indicate that the effect of the complexity of the assignment influences both decision-making as measured by the level of accuracy, level of confidence and calibration level.

The current study investigates the link between Intra Group Conflict (Task Conflict, Relationship Conflict) and Group Performance of the employees in the Telecom sector of Pakistan. Employees’ performances are improved by harmony, friendly environment and lack of conflict in an organization. To find out the practicality of these assertions, 200 questionnaires were distributed among employees of five main mobile telecom companies namely Telenor, Mobilink, Ufone, Zong and Warid at their head offices. 122 questionnaires were received back that resulted in 61% response rate. The paper addressed the extent of employees’ perception about Task Conflict and Relationship Conflict in their groups and also investigated that how these types of Intra-group conflict were linked to the overall performance of their groups. A theoretical model was developed to test these hypotheses. For the measurement of intra group conflict (Task conflict, relationship conflict) and group performance two valid and reliable instruments were used. Furthermore for analysis of these data Correlation and regression were used. The result of the study showed significant positive relationship between task conflict and group performance. However, negative association was found between relationship conflict and group performance. At the end, conclusion, limitations, and future research bearings are likewise highlighted.

Public policy formulation as a political process is a dynamic formulation of policies involving many actors, ranging from the executive, legislative, academic, to non-governmental organizations. The purpose of this study was to find out the political process of drafting the Oil and Gas Law and determine the model for the formulation of the Oil and Gas Law in the Republic of Indonesia’s House of Representatives. This research method uses a qualitative approach, through observation, in-interview techniques and documentation of secondary data in the process of collecting data. Data analysis using the Interactive Model method by Miles & Huberman's. The results of the study indicate that the political process of drafting the Constitution of Oil and Gas takes place in the following stages: planning, drafting and discussion. Politically, the planning of the Constitution of Oil and Gas comes from several sources: (1) the bill from the President; (2) the bill from the House of Representatives; and (3) the bill from the Regional Representative Council. The long political process in the public policy formulation in the House of Representatives starts from the process of inventorying input from factions, commissions, and the public to be determined as a Legislative Body decision, then the decision is to be consulted with the Government; afterwards, the results of the consultation are reported to the Plenary Session to make the decision.

The mushrooming of private higher education institution in Malaysia is not new. To date, there are 391 private institution registered under Malaysian Qualification Agency (MQA) and there are 11 private Islamic higher education served on the basis of providing religious content of curriculum along with the academics line. Most of the private Islamic higher institution has catching up with the trends when they transform the status from college to university college, making the transformation absolutely essential. The transformation however, bring the nerved of urgency to change the institution, thus in order to transform, the institution should take immediate action by improve the areas mentioned by participants. The study carried out to explore and find a specific variable on transformation particularly as perceived by various stakeholder in one of the Private Islamic Higher Education Institution in Southern Malaysia. There are 24 stakeholder involved in the structured interview session. The findings served substantial information for the administrator particularly for the whole institutional stakeholders to transform in the four areas of improvisation as excerpt from the participant. The findings delineates the reputation of the institution as well known Islamic Higher Institution in the state and it explicates the areas of improvisation for the institution transformation.

People are the most important asset category that an organization can use; none of them can exist without the human resources that make it up. However, paradoxically, they are also the only asset that can act against the goals of the organisation. From the same perspective, now, people can choose where to work or leave if they feel no pleasure anymore. Those who want to improve their living standards and reach a balance in their professional life will decide to leave their job if it is no longer satisfactory. a very important issue in the day-to-day activity of man is the motivation he/she feels for what he/she is doing. Motivation is a general term that describes the process of initiation, orientation and maintenance of physical and psychological activities, is a broad concept that includes a series of internal mechanisms, such as: the preference given to one activity over other activities, the enthusiasm and the force of a person’s reactions, the persistence of some organized action patterns (models) to achieve relevant objectives.

The purpose of this study was to investigate the relationships between actual self congruence, brand attachment, brand involvement, and brand loyalty. This study applied quantitative explanatory research. Purposive random sampling was used as sampling technique. A number of 200 respondents, which have familiarity to a certain brand, was asked to fill in the questionnaire as primary survey data. The findings show that actual self-congruence significantly positive affects brand involvement, brand attachment, and brand loyalty. Future study should include ideal self-congruent to compare whether actual or ideal self-congruence which has a stronger correlation on brand involvement, attachment, and also brand loyalty. This study provides a basis for firms to have better understanding of actual self-congruence roles on building customer brand involvement, brand attachment, and also brand loyalty.