<abstract xmlns="http://www.w3.org/1999/xhtml">

This Australian study utilises quantitative and qualitative research planning. Affective characteristics of trust were found to be essential to the client-adviser relationship. Increased legislation and specific behavioural and technical competencies of advisers were also found to build consumer trust in financial advice. The study’s results provide guidance to financial advisers with regards to the skills and factors that build and maintain trust with clients. This may lead some advisers to engage in additional training or education programs to improve specific skills, or to reconsider the way they interact with clients.
</abstract>

Characteristics of Trust in Personal Financial Planning<xref ref-type="bibr" rid="j_fprj-2016-0001_fn_001">*</xref>

<abstract xmlns="http://www.w3.org/1999/xhtml">

This article investigates to what extent accountants are taught about self-managed superannuation funds (SMSF) in their Australian undergraduate accounting degrees and subsequent professional education programs. The article reports a survey of 138 academics teaching into Australian undergraduate accounting degrees. The results indicate that during their undergraduate accounting degrees, students are likely to be taught little about SMSFs. In a curriculum audit of their subsequent professional studies through professional bodies there is also minimal coverage of SMSFs. The evidence presented in this paper supports reforms to increase the educational requirements for accountants to give specialist advice in this area.
</abstract>

Can Stakeholders be Satisfied with Accountants’ Education to Act as Advisors to Self-Managed Superannuation Funds

<abstract xmlns="http://www.w3.org/1999/xhtml">

Homeowner baby boomers have relatively high levels of wealth in their homes and relatively low levels of superannuation. At the same time, non-homeowner baby boomers, especially lone retirees, appear to be in increasing need of income support such as that provided by the Age Pension. Both of these groups will need income support mechanisms during their retirement. In this context, policy momentum has been building in Australia for the inclusion of home equity in the retirement income mix. To address that need, this paper outlines a generation-targeted solution for supplementing baby boomer retiree income through efficiently drawing on housing equity. The proposed new product – Home Equity Accounts – differs from existing related products by being government-backed, securitised and incorporating financial planning.
</abstract>

Averting Poverty and Government Budgetary Pressure Through Releasing Home Equity: A Safe and Informed Solution for Baby Boomer Homeowners

<abstract xmlns="http://www.w3.org/1999/xhtml">

The equity risk premium (ERP) remains one of the most hotly contested ideas in finance. The disagreement, in practical and theoretical terms, centres on how best to measure the risk of an investment, how to convert this risk measure into an expected return that compensates the investor for holding that risk, and its degree of predictability. This paper provides Australian evidence for the period 1900 through 2014.
</abstract>

The Equity Risk Premium in Australia (1900-2014)

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Financial Planning Research Journal

The Financial Planning Research Journal (FPRJ) Editorial Board is a peer-reviewed open-access journal that publishes original, applied, and topical research articles to aid understanding of the practice and policy of financial planning in Australia. Published on behalf of the Financial Advice Association Australia, our articles span topics including behavioural finance, economics, finance, financial advice, financial literacy, financial education, financial planning, financial regulation, insurance, investment, retirement, and related disciplines. The journal also includes articles from the education, ethics, law, and psychology fields where they relate to financial planning and advice.  FPRJ provides an academic platform to discuss issues around personal financial planning and wealth management, changes in the financial planning industry, and the notion of professionalism in personal finance.  Published twice a year, FPRJ focuses on matters of interest to the financial advice community that will inform the practice and/or policy of the profession. FPRJ’s readership includes academic researchers, educators, practitioners, and policymakers. FPRJ articles are included on reading lists for university students, as continuing professional development for practitioners, and as preparatory resources for the National Financial Adviser exam in Australia.  While the journal has its origins in Australia, FPRJ encourages international submissions as it seeks to expand the body of knowledge in financial advice and financial planning and contribute to the development of financial planning as a profession.  Archiving Sciendo archives the contents of this journal in Portico - digital long-term preservation service of scholarly books, journals and collections. Plagiarism Policy The editorial board is participating in a growing community of Similarity Check System's users in order to ensure that the content published is original and trustworthy. Similarity Check is a medium that allows for comprehensive manuscripts screening, aimed to eliminate plagiarism and provide a high standard and quality peer-review process. 

Financial Planning Research Journal

Volume 2 (2016): Issue 1 (December 2016)

Characteristics of Trust in Personal Financial Planning^*

Can Stakeholders be Satisfied with Accountants’ Education to Act as Advisors to Self-Managed Superannuation Funds

Averting Poverty and Government Budgetary Pressure Through Releasing Home Equity: A Safe and Informed Solution for Baby Boomer Homeowners

The Equity Risk Premium in Australia (1900-2014)

Search

All Volumes and Issues in this Journal

Financial Planning Research Journal

Volume 2 (2016): Issue 1 (December 2016)

Characteristics of Trust in Personal Financial Planning*

Can Stakeholders be Satisfied with Accountants’ Education to Act as Advisors to Self-Managed Superannuation Funds

Averting Poverty and Government Budgetary Pressure Through Releasing Home Equity: A Safe and Informed Solution for Baby Boomer Homeowners

The Equity Risk Premium in Australia (1900-2014)

Search

All Volumes and Issues in this Journal

Characteristics of Trust in Personal Financial Planning^*