[
Abreu, M., Mendes, V. (2010), Financial Literacy and Portfolio Diversification, Quantitative Finance, 10, 515-528.10.1080/14697680902878105
]Search in Google Scholar
[
Agarwal, S., Amromin, G., Ben-David, I., Chomsisengphet, S., Evanoff, D. (2015), Financial literacy and financial planning: Evidence from India, Journal of Housing Economics, 27, 4-21.10.1016/j.jhe.2015.02.003
]Search in Google Scholar
[
Aksoylu, S., Boztosun, D., Altinişik, F., Baraz, E. (2017), A Baseline Investigation of Financial Literacy Levels: The Case of Kayseri Province, Journal of Accounting & Finance, 75, 229-246.10.25095/mufad.399911
]Search in Google Scholar
[
Allgood, S., Walstad, W. (2016), The effects of perceived and actual financial literacy on financial behaviors, Economic inquiry, 54(1), 675-697.10.1111/ecin.12255
]Search in Google Scholar
[
Amagir, A., Groot, W., Maassen, H., Wilschut, A. (2018), A review of financial-literacy education programs for children and adolescents, Citizenship, Social and Economics Education, 17(1), 56-80.10.1177/2047173417719555
]Search in Google Scholar
[
Andreou, P., Philip, D. (2018), Financial knowledge among university students and implications for personal debt and fraudulent investments, Cyprus Economic Policy Review, 12 (2), 3–23.10.2139/ssrn.3250850
]Search in Google Scholar
[
Anthes, W. (2004), Financial Literacy in America: A perfect storm, a perfect opportunity, Journal of Financial Sevice Professionals, 8 (6), 49-56.
]Search in Google Scholar
[
Bernheim, B., Garrett, D. (2003), The Effects of Financial Education in the Workplace: Evidence from a Survey of Households, Journal of Public Economics, 87, 1487–1519.10.1016/S0047-2727(01)00184-0
]Search in Google Scholar
[
Bianco, C., Bosco, S. (2011), Financial literacy: what are business schools teaching, Journal of Global Business Management, 7(1), 1-8.
]Search in Google Scholar
[
Boisclair, D., Lusardi, A., Michaud, P. (2017), Financial literacy and retirement planning in Canada, Journal of Pension Economics & Finance, 16(3), 277-296.10.1017/S1474747215000311
]Search in Google Scholar
[
Braunstein, S., Welch, C. (2002), Financial literacy : Na overview of practice, research, and policy, Federal Reserve Bulletin, November, 445–45710.17016/bulletin.2002.88-11
]Search in Google Scholar
[
Chen, H., Volpe, R. (1998), An analysis of personal financial literacy among college student, Financial Sevices Review, 107-128.10.1016/S1057-0810(99)80006-7
]Search in Google Scholar
[
Chen, H., Volpe, R. (2005), Financial Literacy, Education, and Services in the Workplace, A Journal of Applied Topics in Business and Economics. http://www.westga.edu/~bquest/2005/workplace.pdf
]Search in Google Scholar
[
Cull, M., Whitton, D. (2011), University students financial literacy levels: Obstacles and aids, The Economic and Labour Relations Review, 22(1), 99-114.10.1177/103530461102200106
]Search in Google Scholar
[
Cutler, N., Devlin, S. (2000), Financial Literacy 2000, Journal of the American Society of CLU & ChFC. 50(4).
]Search in Google Scholar
[
Edwards, R., Allen, M., Hayhoe, C. (2007), Financial attitudes and family communication about students’ finances: The role of sex differences, Communication Reports, 3 (2),90-100.10.1080/08934210701643719
]Search in Google Scholar
[
Fernandes, D., Lynch JR, J., Netemeyer, R. (2014), Financial literacy, financial education, and downstream financial behaviors, Management Science, 60(8), 1861-1883.10.1287/mnsc.2013.1849
]Search in Google Scholar
[
Finke, M., Howe, J., Huston, S. (2016), Old age and the decline in financial literacy, Management Science, 63(1), 213-230.10.1287/mnsc.2015.2293
]Search in Google Scholar
[
Fonseca, R., Mullen, K., Zamarro, G., Zissimopoulos, J. (2012), What explains the gender gap in financial literacy? The role of household decision making, Journal of Consumer Affairs, 46(1), 90-106.10.1111/j.1745-6606.2011.01221.x
]Search in Google Scholar
[
Fox, J., Bartholomae, S., Lee, J. (2005), Building the Case for Financial Education, Journal of Consumer Affairs, 39, 195–214.10.1111/j.1745-6606.2005.00009.x
]Search in Google Scholar
[
Garg, N., Singh, S. (2018), Financial literacy among youth, International Journal of SociaL Economics, 45(1), 173-186.10.1108/IJSE-11-2016-0303
]Search in Google Scholar
[
George, D., Mallery, P. (2003), SPSS for Windows step by step: A simple guide and reference 11.0 update (4th ed.). Boston: Allyn & Bacon.
]Search in Google Scholar
[
Gouws, D., Shuttleworth, C. (2009), Financial literacy: an interface between financial information and decision-makers in organisations, Southern African Business Review, 13(2), 141-165.
]Search in Google Scholar
[
Gunther, H. (2006), Pesquisa qualitativa versus pesquisa quantitativa: Esta é a questão?, Psicologia: Teoria e Pesquisa, 22(2), 201-209. doi: 10.1590/S0102-3772200600020001010.1590/S0102-37722006000200010
]Search in Google Scholar
[
Hair, J. F. JR., Anderson, R. E., Tatham, R. L., Black, W. C. (2005), Análise Multivariada de Dados (5a ed.). Porto Alegre: Bookman.
]Search in Google Scholar
[
Huston, S. (2010), Measuring Financial Literacy, Journal of Consumer Affairs, 44 (2), 296-31610.1111/j.1745-6606.2010.01170.x
]Search in Google Scholar
[
Klapper, L., Lusardi, A., Van Oudheusden, P. (2015), Financial literacy around the world. World Bank. Washington DC: World Bank.
]Search in Google Scholar
[
Knoll, M., Houts, C. (2012), The financial knowledge scale: An application of item response theory to the assessment of financial literacy, Journal of Consumer Affairs, 46(3), 381-410.10.1111/j.1745-6606.2012.01241.x
]Search in Google Scholar
[
Kozup, J., Hogarth, J. (2008), Financial Literacy, Public Policy, and Consumers’ Self-Protection - More Questions, Fewer Answers, Journal of Consumer Affairs, 42, 127–136.10.1111/j.1745-6606.2008.00101.x
]Search in Google Scholar
[
Lewis, S., Messy, F. (2012), Financial Education, Savings and Investments: Na literate manager, Accounting Forum, 30, 179-191.
]Search in Google Scholar
[
Lusardi, A. (2015), Financial literacy: Do people know the ABCs of finance?, Public Understanding of Science, 24(3), 260-271.10.1177/0963662514564516
]Search in Google Scholar
[
Lusardi, A., Mitchell, O. (2011), Financial literacy and retirement planning in the United States, Journal of Pension Economics & Finance, 10(4), 509-525.10.1017/S147474721100045X
]Search in Google Scholar
[
Lusardi, A., Mitchell, O. (2014), The economic importance of financial literacy: Theory and evidence, Journal of economic literature, 52(1), 5-44.10.1257/jel.52.1.5
]Search in Google Scholar
[
Lusardi, A., Tufano, P. (2015), Debt literacy, financial experiences, and overindebtedness, Journal of Pension Economics & Finance, 14(4), 332-368.10.1017/S1474747215000232
]Search in Google Scholar
[
Malhotra, N. (2001). Pesquisa de Marketing: Uma orientação aplicada (3a ed.). Porto Alegre: Bookman, p. 720.
]Search in Google Scholar
[
Mandell, L., Klein, L. (2009), The impact of financial literacy education on subsequent financial behavior, Journal of Financial Counseling and Planning, 20(1), 15-24.
]Search in Google Scholar
[
Marôco, J. (2015), Análise Estatística com o SPSS Statistics. 6. ed. Report Number, Lisboa.
]Search in Google Scholar
[
Messy, F., Monticone, C. (2016), Financial education policies in Asia and the Pacific, OECD Working Papers on Finance, Insurance and Private Pensions, Paris, n. 40.
]Search in Google Scholar
[
Monticone, C. (2010), How Much Does Wealth Matter in the Acquisition of Financial Literacy?, The Journal of Consumer Affairs, 44(2), 403-422.10.1111/j.1745-6606.2010.01175.x
]Search in Google Scholar
[
Opletalová, A. (2015), Financial education and financial literacy in the Czech education system, Procedia-Social and Behavioral Sciences, 171, 1176-1184.10.1016/j.sbspro.2015.01.229
]Search in Google Scholar
[
Pacheco, L., Ribeiro, E., Tavares, F. (2016), Literacia financeira: estudo aplicado a uma amostra de alunos de uma escola do 3. º ciclo do Ensino Básico e Secundário português, População e Sociedade, 26, 154-169.
]Search in Google Scholar
[
Pestana, M. H., Gageiro, J. N. (2014). Análise de dados para as Ciências Sociais - A Complementaridade do SPSS. Edições Sílabo
]Search in Google Scholar
[
Potrich, A., Vieira, K., Kirch, G. (2018), How well do women do when it comes to financial literacy? Proposition of an indicator and analysis of gender differences, Journal of Behavioral and Experimental Finance, 17, 28-41.10.1016/j.jbef.2017.12.005
]Search in Google Scholar
[
Quivy, R., Campenhoudt, L. (2008). Manual de Investigação em Ciências Sociais (5ª Edição). Lisboa: Gradiva Publicações.
]Search in Google Scholar
[
Rahmandoust, M., Shah, I., Norouzi, M., Hakimpoor, H., Khani, N. (2011). Teaching financial literacy to entrepreneurs for sustainable development, OIDA International Journal of Sustainable Development, 2(12), 61-66.
]Search in Google Scholar
[
Remund, D. (2010), Financial literacy explicated: The case for a clearer definition in an increasingly complex economy, Journal of consumer affairs, 44(2), 276-295.10.1111/j.1745-6606.2010.01169.x
]Search in Google Scholar
[
Riitsalu, L. (2018), Goals, commitment and peer effects as tools for improving the behavioural outcomes of financial education, Citizenship, Social and Economics Education, 17(3), 188-209.10.1177/2047173418812045
]Search in Google Scholar
[
Robb, C., Babiarz, P., Woodyard, A. (2012), The demand for financial professionals’ advice: The role of financial knowledge, satisfaction, and confidence, Financial Services Review, 21(4), 291-305.
]Search in Google Scholar
[
Silgoner, M., Greimel-Fuhrmann, B., Weber, R. (2015), Financial literacy gaps of the Austrian population, Monetary Policy & the Economy Q, 2, 35-51.
]Search in Google Scholar
[
Tavares, F. O., Santos, E. (2020), Financial Literacy Perception Scale for the Portuguese Population, Scientific Annals of Economics and Business, 67(2), 277-290.10.47743/saeb-2020-0015
]Search in Google Scholar
[
Tavares, F., Santos, E., Tavares, V., & Ratten, V. (2020). The perception and knowledge of financial risk of the Portuguese. Sustainability, 12(19), 8255.10.3390/su12198255
]Search in Google Scholar
[
Tavares, F. O., Almeida, L. G., Cunha, M. N. (2019). Financial Literacy: Study of a University Students Sample. International Journal of Environmental & Science Education, 14(9), 499-510.
]Search in Google Scholar
[
Xu, L., Zia, B. (2012), Financial Literacy around the world: an overview of the evidence with practical suggestions for the way forward. World Bank, Policy Research Working Paper p. 56.10.1596/1813-9450-6107
]Search in Google Scholar
[
Yoshino, N., Morgan, P., Wignaraja, G. (2015), Financial education in Asia: Assessment and recommendations, ADBI Working Paper, No. 534, Asian Development Bank Institute (ADBI), Tokyo.10.2139/ssrn.2641681
]Search in Google Scholar
