The Relationship Between Bank Concentration and Interest Rates

1Addai, B., Tang, W., Gyimah, A. G. & Appiah, K. O. (2023). Bank intermediation margins in transition banking domains: panel evidence from Africa. Economic Change and Restructuring, 1-39.Search in Google Scholar

2Agoraki, M. E. K. & Kouretas, G. P. (2019). The determinants of net interest margin during transition. Review of Quantitative Finance and Accounting, 53, 1005-1029.Search in Google Scholar

3Al Arif, M. N. R. & Awwaliyah, T. B. (2019). Market share, concentration ratio and profitability: evidence from Indonesian Islamic banking industry. Journal of Central Banking Theory and Practice, 8(), 189-201.Search in Google Scholar

4Alnabulsi, K., Kozarević, E. & Hakimi, A. (2023). Non-Performing Loans and Net Interest Margin in the MENA Region: Linear and Non-Linear Analyses. International Journal of Financial Studies, 11(2), 64.Search in Google Scholar

5Anđelinović, M., Milec, M. & Dumičić, K. (2022). Analysis of the assets, credits and deposits concentration within the Croatian banking system based on selected concentration indices. Journal of Central Banking Theory and Practice, 11(1), 131-150.Search in Google Scholar

6Athanasoglou, P. P., Brissimis, S. N. & Delis, M. D. (2008). Bank-specific, industry-specific and macroeconomic determinants of bank profitability. Journal of international financial Markets, Institutions and Money, 18(2), 121-136. Search in Google Scholar

7Berger, A. N. (1995). The profit-structure relationship in banking--tests of market-power and efficient-structure hypotheses. Journal of money, credit and banking, 27(2), 404-431.Search in Google Scholar

8Bikker, J. A. & Haaf, K. (2002a). Competition, concentration and their relationship: An empirical analysis of the banking industry. Journal of banking & finance, 26(11), 2191-2214.Search in Google Scholar

9Bikker, J. A. & Haaf, K. (2002b). Measures of competition and concentration in the banking industry: a review of the literature. Economic & Financial Modelling, 9(2), str. 53-98. Search in Google Scholar

10Bonini, S., Dell’Acqua, A., Fungo, M. & Kysucky, V. (2016). Credit market concentration, relationship lending and the cost of debt. International Review of Financial Analysis, 45, 172-179.Search in Google Scholar

11Brozen, Y. & Bittlingmayer, G. (1982). Concentration, mergers, and public policy. Free Press.Search in Google Scholar

12Çelik, T. & Kaplan, M. (2016). Testing the Structure-Conduct-Performance Paradigm for the Turkish Banking Sector: 2008-2013. International Journal of Economics and Financial Issues, 6(4).Search in Google Scholar

13Claeys, S. & Vander Vennet, R. (2008). Determinants of bank interest margins in Central and Eastern Europe: A comparison with the West. Economic Systems, 32(2), 197-216.Search in Google Scholar

14Corvoisier, S. & Gropp, R. (2002). Bank concentration and retail interest rates. Journal of Banking & Finance, 26(11), 2155-2189.Search in Google Scholar

15De Haan, J. & Poghosyan, T. (2012). Bank size, market concentration, and bank earnings volatility in the US. Journal of International Financial Markets, Institutions and Money, 22(1), 35-54.Search in Google Scholar

16Demsetz, H. (1973). Industry structure, market rivalry, and public policy. The Journal of Law and Economics, 16(1), 1-9.Search in Google Scholar

17Demsetz, H. (1974). Toward a theory of property rights. Classic papers in natural resource economics, 163-177. Palgrave Macmillan, London. Search in Google Scholar

18Gilbert, R.A. (1984). Bank Market Structure and Competition. Journal of Money, Credit, and Banking. 16, pp. 617-645.Search in Google Scholar

19Gocer, I., & Ongan, S. (2020). The relationship between inflation and interest rates in the UK: The nonlinear ARDL approach. Journal of Central Banking Theory and Practice, 9(3), 77-86.Search in Google Scholar

20Hannan, T. J. (1991). Bank profitability and the threat of entry. Journal of Bank Research, 157-163.Search in Google Scholar

21Jović, Ž. & Đaković, M. L. (2022). Interbank Network as a Channel of Credit Contagion in Banks: Is Moral Hazard Transferable?. Journal of Central Banking Theory and Practice, 11(3), 117-135.Search in Google Scholar

22Jović, Ž. (2016). The Interaction Between FX and Credit Risk as an Example of Intersection of Monetary and Financial Stability Policy Goals–The Case of Serbia. Journal of Central Banking Theory and Practice, 5(2), 133-155.Search in Google Scholar

23Kondovski, H. (2021). The innovative impact of insurance for economic growth: the evidence from new eu member states. Economics-Innovative And Economics Research Journal, 9(2), 109-121.Search in Google Scholar

24Liu, E., Mian, A. & Sufi, A. (2022). Low interest rates, market power, and productivity growth. Econometrica, 90(1), 193-221.Search in Google Scholar

25McGee, J. (1974). Efficiency and Economies of Size. In: Industrial Concentration: The New Learning, ed. H. Goldschmid, H. M. Mann, and J. F. Weston, 55-97. Boston: Little, Brown, and Company. Search in Google Scholar

26Milojević, N. & Redzepagic, S. (2021). Prospects of artificial intelligence and machine learning application in banking risk management. Journal of Central Banking Theory and Practice, 10(3), 41-57.Search in Google Scholar

27Mody, A. & Peria, M. S. M. (2004). How foreign participation and market concentration impact bank spreads: evidence from Latin America (Vol. 3210). World Bank Publications.Search in Google Scholar

28Peltzman, S. (1977). The gains and losses from industrial concentration. The Journal of Law and Economics, 20(2), 229-263. Search in Google Scholar

29Perera, S., Skully, M. & Wickramanayake, J. (2010). Bank market concentration and interest spreads: South Asian evidence. International Journal of Emerging Markets, 5(1), 23-37.Search in Google Scholar

30Peria, M. S. M. & Mody, A. (2004). How foreign participation and market concentration impact bank spreads: evidence from Latin America. Journal of money, credit and banking, 36(3), 511-537.Search in Google Scholar

31Shin, Y., Yu, B., & Greenwood-Nimmo, M. (2014). Modelling asymmetric cointegration and dynamic multipliers in a nonlinear ARDL framework. Festschrift in honor of Peter Schmidt: Econometric methods and applications, 281-314.Search in Google Scholar

32Vujanović, N. & Fabris, N. (2021). Does market competition affect all banks equally? Empirical evidence on Montenegro. Journal of Central Banking Theory and Practice, 10(2), 87-107. Search in Google Scholar

33Žunić, A., Kozarić, K., & Dželihodžić, E. Ž. (2021). Non-performing loan determinants and impact of covid-19: Case of Bosnia and Herzegovina. Journal of Central Banking Theory and Practice, 10(3), 5-22.Search in Google Scholar