This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.
Beck, T., Chen, T., Lin, Ch., Song, F.M., 2012. Financial Innovation: The Bright and the Dark Sides. Working Paper, No. 52012, Hong Kong Institute for Monetary Research.BeckT.ChenT.LinCh.SongF.M.2012Working Paper, No. 52012,Hong Kong Institute for Monetary Research10.2139/ssrn.2015884Search in Google Scholar
BIS, 1986. Recent Innovations in International Banking (Cross Report). Prepared by a Study Group Established by the Central Banks of the Group 10 Countries. CGFS Papers No 1.BIS1986Prepared by a Study Group Established by the Central Banks of the Group 10 Countries. CGFS Papers No 1.Search in Google Scholar
BIS, 2017. Sound Practices: Implications of Fintech for Developments for Banks and Bank Supervisors. BCBS (Basel Committee on Banking Supervision).BIS2017BCBS (Basel Committee on Banking Supervision)Search in Google Scholar
BIS, 2019. Shin H.S., 2019. Bigtech in Finance: Opportunities and Risks, Annual Economic Report.BIS2019ShinH.S.2019Annual Economic Report.Search in Google Scholar
BIS, 2019a. Borio, C., 2019. Central Banking in Challenging Times.BIS2019aBorioC.2019Search in Google Scholar
BIS, 2020 (May). Aldasoro, I., Gambacorta, L., Giudici, P., and Leach, T., 2020. The Drivers of Systemic Risk. BIS Working Papers No 865.BIS2020MayAldasoroI.GambacortaL.GiudiciP.LeachT.2020BIS Working Papers No 865.Search in Google Scholar
BIS, 2020. Ehrentraud, J., Ocampo, D.G., Garzoni, L., and Piccolo, M., Responses to Fintech: A Cross-Country Overview.BIS2020EhrentraudJ.OcampoD.G.GarzoniL.PiccoloM.Search in Google Scholar
Brummer, Ch., Yadav, Y., 2017. The Fintech Trilemma. Georgetown University Law Centre, Draft.BrummerCh.YadavY.2017Georgetown University Law Centre, Draft10.2139/ssrn.3054770Search in Google Scholar
Brunnermeier, M.K., 2009. Deciphering the Liquidity and Credit Crunch 2007–2008. Journal of Economic Perspectives, 23, pp.77–100.BrunnermeierM.K.2009Deciphering the Liquidity and Credit Crunch 2007–2008237710010.1257/jep.23.1.77Search in Google Scholar
Buckley, R.P., Arner, D.W., Zetsche, D.A., Selga., E., 2019. The Dark Side of Digital Financial Transformation: the New Risks of FinTech and the Rise of TechRisk. European Banking Institute (EBI) Working Paper 2019/54.BuckleyR.P.ArnerD.W.ZetscheD.A.Selga.E.2019European Banking Institute (EBI)Working Paper 2019/54.10.2139/ssrn.3478640Search in Google Scholar
Calomiris, Ch.W., 2009. Financial Innovation, Regulation and Reform. Cato Journal, 29 (1), pp.65–91.CalomirisCh.W.2009Financial Innovation, Regulation and Reform2916591Search in Google Scholar
Consumers International, 2017. Banking on the Future: An Exploration of Fintech and the Consumer Interest.Consumers International2017Search in Google Scholar
EBA, 2020. EBA Report on Big Data and Advanced Analytics. EBA/REP/2020/01.EBA2020EBA/REP/2020/01Search in Google Scholar
Eiopa, 2019. Big Data Analytics in Motor and Health Insurance: A Thematic Review.Eiopa2019Search in Google Scholar
EU Monitor, 2020 (March). Deutsche Bank. Digital Economy and Structural Change.EU Monitor2020MarchDeutsche BankSearch in Google Scholar
European Parliament, 2018 (July). Competition Issues in the Area of Financial Technology (FinTech). ECON Cmmittee.European Parliament2018JulyECON CmmitteeSearch in Google Scholar
FSB, 2017. Financial Stability Implications from FinTech. Supervisory and Regulatory Issues that Merit Attention.FSB2017Search in Google Scholar
FSB, 2019. BigTech in Finance. Market Developments and Financial Stability Implications.FSB2019Search in Google Scholar
FSB, 2019a. Decentralized Financial Technologies. Report on Stability, Regulatory and Governance Implications.FSB2019aSearch in Google Scholar
G20, 2011. High Level Principles on Financial Consumer Protection. OECD.G202011OECDSearch in Google Scholar
G20/OECD, 2018. Policy Guidelines on Financial Consumer Protection Approaches in the Digital Age.G20/OECD2018Search in Google Scholar
Gandhi, P., Khanna, S., Ramaswamy, S., 2016. Which Industries are the Most Digital (And Why)? Harvard Business Review, April.GandhiP.KhannaS.RamaswamyS.2016Which Industries are the Most Digital (And Why)?AprilSearch in Google Scholar
Gasiorkiewicz, L., Monkiewicz, J. (eds), 2021. Innovation in financial services. Balancing private and public interests. London - New York: Routledge (forthcoming).GasiorkiewiczL.MonkiewiczJ.(eds)2021London - New YorkRoutledge(forthcoming).10.4324/9781003051664Search in Google Scholar
Halliasos, M. (ed.), Shiller, R.J., Barberis, N.C., Campbell, J.Y., Viceira, L.M., 2013. Financial Innovation: Too Much or Too Little? Cambridge, US: MIT Press.HalliasosM.(ed.),ShillerR.J.BarberisN.C.CampbellJ.Y.ViceiraL.M.2013Cambridge, USMIT Press10.7551/mitpress/9780262018296.001.0001Search in Google Scholar
Henderson, B.J., Pearson, N.D., 2011. The Dark Side of Financial Innovation: A Case Study of the Pricing of a Retail Financial Product. Journal of Financial Economics, 100 (2), pp.227–247.HendersonB.J.PearsonN.D.2011The Dark Side of Financial Innovation: A Case Study of the Pricing of a Retail Financial Product100222724710.1016/j.jfineco.2010.12.006Search in Google Scholar
IMF, 2020. Goh, J., Kang, H., Koh, Z.X, Lim, J.W, Ng, Ch.W. Sher, G., Yao, Ch., 2020. Cyber Risk Surveillance: A Case Study Of Singapore. IMF Working Paper No. 20/28.IMF2020GohJ.KangH.KohZ.XLimJ.WNgCh.W.SherG.YaoCh.2020IMF Working Paper No. 20/2810.5089/9781513526317.001Search in Google Scholar
Kabza, M., 2020. Sztuczna inteligencja w usługach finansowych (Artificial intelligence in financial services). In: Gąsiorkiewicz, L., Monkiewicz, J., eds., 2020. Innowacje na rynkach finansowych (Innovations in Financial Markets). Warszawa: Oficyna Wydawnicza PW, pp.128–153.KabzaM.2020Sztuczna inteligencja w usługach finansowych (Artificial intelligence in financial services)In:GąsiorkiewiczL.MonkiewiczJ.eds.,2020WarszawaOficyna Wydawnicza PW128153Search in Google Scholar
Lippel., S., 2019. Decentralized Finance Is a Continuum. Facebook Twitter, March 5.LippelS.2019Facebook TwitterMarch5Search in Google Scholar
Mishra, K.P., 2008. Financial Innovations in Economic Growth - A Theoretical Approach. SSRN: https://ssrn.com/abstract=1262658.MishraK.P.2008SSRNhttps://ssrn.com/abstract=126265810.2139/ssrn.1262658Search in Google Scholar
Ng, F. and Kandaswamy, R., 2017. Market Insight: Value-Based Cloud Opportunities in Financial Services. Gartner Research, ID: G00324426.NgF.KandaswamyR.2017Gartner ResearchID: G00324426.Search in Google Scholar
Oslo Manual, 2018. The Measurement of Scientific, Technological and Innovation Activities. Paris: OECD European Union.Oslo Manual2018ParisOECD European UnionSearch in Google Scholar
Schumpeter, J., 1934 (2008). The Theory of Economic Development: An Inquiry Into Profits, Capital, Credit, Interest, and the Business Cycle. Brunswick (U.S.A) and London (U.K.): Transaction Publishers.SchumpeterJ.1934 (2008)Brunswick (U.S.A) and London (U.K.)Transaction PublishersSearch in Google Scholar
Shirai, S., 2019. Money and Central Bank Digital Currency. ADBI Working Paper Series, No. 922. Tokyo: Asian Development Bank Institute.ShiraiS.2019ADBI Working Paper Series, No. 922.TokyoAsian Development Bank Institute10.2139/ssrn.3362952Search in Google Scholar
U.S. Department of Treasury, 2018. A Financial System that Creates Opportunities. Report to the President Donald J. Trump.U.S. Department of Treasury2018Report to the President Donald J. Trump.Search in Google Scholar
World Economic Forum, 2012. Rethinkig Financial Innovation. Reducing Negative Outcomes While Retaining benefits. A World Economic Forum Report in collaboration with Oliver Wyman.World Economic Forum2012A World Economic Forum Report in collaboration with Oliver Wyman.Search in Google Scholar