<abstract xmlns="http://www.w3.org/1999/xhtml">

<p>This study analyzes the effect of housing prices on banking performance in Korea. The findings of the study reveal that the impact of housing price changes on banking performance was different in the commercial banks, regional banks and specialized banks. This seems to be due to the different characteristics of each bank. The three types of banks in Korea have different functions, and thus the impact of changes in housing prices on their respective banking performance is different. Therefore, it would be desirable for Korea’s financial regulatory authorities to draw up policies and perform its supervisory functions in consideration of these points.</p>
</abstract>

This study analyzes the effect of housing prices on banking performance in Korea. The findings of the study reveal that the impact of housing price changes on banking performance was different in the commercial banks, regional banks and specialized banks. This seems to be due to the different characteristics of each bank. The three types of banks in Korea have different functions, and thus the impact of changes in housing prices on their respective banking performance is different. Therefore, it would be desirable for Korea’s financial regulatory authorities to draw up policies and perform its supervisory functions in consideration of these points.

Are The Effect of Housing Prices on Bank Performance Different Among Korean Commercial, Regional and Specialized Banks?

Studies in Business and Economics

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.

This study analyzes the effect of housing prices on banking performance in Korea. The findings of the study reveal that the impact of housing price changes on...

Are The Effect of Housing Prices on Bank Performance Different Among Korean Commercial, Regional and Specialized Banks?

Published Online: May 31, 2022

Page range: 85 - 90

DOI: https://doi.org/10.2478/sbe-2022-0006

Keywords
Bank performance, EGARCH, Housing price, Bank risk

© 2022 Jung Heonyong, published by Sciendo

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.

Are The Effect of Housing Prices on Bank Performance Different Among Korean Commercial, Regional and Specialized Banks?

Published Online: May 31, 2022

Page range: 85 - 90

DOI: https://doi.org/10.2478/sbe-2022-0006

KeywordsBank performance, EGARCH, Housing price, Bank risk

© 2022 Jung Heonyong, published by Sciendo

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.

Keywords
Bank performance, EGARCH, Housing price, Bank risk