| Question 1: What experience have you had with investing in shares, bonds and managed funds which rise and fall in value over time? |
| A |
Never invested |
| B |
Held investments once or twice |
| C |
I’m a regular investor and saver |
| D |
I’m actively involved in the markets |
| Question 2: How would you rate your knowledge of investing? |
| A |
Excellent |
| B |
Fairly good |
| C |
Basic, I know a little bit |
| D |
I don’t know anything about investing |
| Question 3: Inflation can erode the buying power of your investments over time. How important to you is it to ensure your investments are protected from inflation? |
| A |
Not at all |
| B |
Somewhat important |
| C |
Very important |
| D |
Critical |
| Question 4: Investing requires choices about the level of return relative to risks. Which of the following investment options would you feel most comfortable with? |
| A |
An average return of 6% per annum and little or no chance of a negative year |
| B |
Average returns of 7 to 8% per annum and a chance of one negative year in a 10-year period |
| C |
Average returns of 9 to10% per annum and a chance of two negative years in a 10-year period |
| D |
Average returns greater than 10% per annum and a chance of three or more negative years in 10 |
| Question 5: How would you feel and react if your investments fell in value by 15% this year? |
| A |
Distressed. You’d seek to sell the investment and get your remaining money back |
| B |
Concerned. You’d look at what other options you may now have |
| C |
Relaxed, as you’re prepared to wait for markets and investments to rebound |
| D |
Excited, as this may present new buying opportunities |
| Question 6: A risk-free rate of 4% might be appealing but it wouldn’t be much good if your goals required a 10% return. Which of the following statements best represents your views? |
| A |
Achieving my financial goal is paramount. I would put at risk all I have to achieve my goals |
| B |
I would feel happier keeping what I have rather than achieving my goals |
| C |
I would risk a small amount of what I have to achieve my goals |
| D |
I would risk a large amount of what I have to achieve my goals |
| Question 7: If you are investing for retirement, please select the following answer which best describes your situation. |
| A |
I have more than 20 years to retirement |
| B |
I have five to 20 years until I retire |
| C |
I’m within five years from retirement |
| D |
I have already retired |
| Question 8: Which of the following timeframes best suits your financial objectives or retirement horizon? |
| A |
Less than one year |
| B |
One to three years |
| C |
Three to seven years |
| D |
Greater than seven years |
