Accesso libero

Financial Literacy, Behaviour and Well-Being of Millennials in Poland Compared to Previous Generations: The Insights from Three Large-Scale Surveys

INFORMAZIONI SU QUESTO ARTICOLO

Cita

Aboagye, Judith, and Ji Young Jung. 2018. “Debt Holding, Financial Behavior, and Financial Satisfaction.” Journal of Financial Counseling and Planning 29 (2): 208–17. https://doi.org/10.1891/1052-3073.29.2.208.10.1891/1052-3073.29.2.208Search in Google Scholar

Alhenawi, Yasser, and Khaled Elkhal. 2013. “Financial Literacy of U.S. Households: Knowledge vs. Long-Term Financial Planning.” Financial Services Review 22 (3): 211–44.Search in Google Scholar

Allgood, Sam, and William B. Walstad. 2016. “The Effects of Perceived and Actual Financial Literacy on Financial Behaviors.” Economic Inquiry 54 (1): 675–97. https://doi.org/10.1111/ecin.12255.10.1111/ecin.12255Search in Google Scholar

Almenberg, Johan, Annamaria Lusardi, Jenny Säve-Söderbergh, and Roine Vestman. 2018. “Attitudes Toward Debt and Debt Behavior.” 02138. Cambridge. https://doi.org/10.3386/w24935.10.3386/w24935Search in Google Scholar

American Psychiatric Association. 2000. Diagnostic Satistical Manual-IV-TR. 4th. Washington.Search in Google Scholar

Ando, Albert, and Franco Modigliani. 1963. “The ‘Life Cycle’ Hypothesis of Saving: Aggregate Implications and Tests.” The American Economic Review 53 (1): 55–84.Search in Google Scholar

Andrejczuk, Magdalena. 2017. “Prekariat a ‘pokolenie Y’ - Zjawisko Prekaryjności Młodych Pracowników.” Kultura i Rozwój 2 (3): 52–67.Search in Google Scholar

Archuleta, Kristy L., Anita Dale, and Scott M. Spann. 2013. “College Students and Financial Distress: Exploring Debt, Fiancial Satisfaction, and Financial Anxiety.” Journal of Financial Counseling and Planning 24 (2): 50–62.Search in Google Scholar

Arnett, Jeffrey Jensen. 2000. “Emerging Adulthood: A Theory of Development from the Late Teens through the Twenties.” American Psychologist 55 (5): 469–80. https://doi.org/10.1037/0003-066X.55.5.469.10.1037/0003-066X.55.5.469Search in Google Scholar

Atkinson, Adele, and Flore-Anne Messy. 2012. “Measuring Financial Literacy: Results of the OECD / International Network on Financial Education (INFE) Pilot Study.” 15. OECD Working Papers on Finance, Insurance and Private Pensions. Paris.Search in Google Scholar

Barton, Christine, Jeff Fromm, and Chris Egan. 2012. “The Millennial Consumer: Debunking Stereotypes.” Boston.Search in Google Scholar

Bassa Scheresberg, Carlo de. 2013. “Financial Literacy and Financial Behavior among Young Adults: Evidence and Implications.” Numeracy 6 (2): Article 5. https://doi.org/10.5038/1936-4660.6.2.5.10.5038/1936-4660.6.2.5Search in Google Scholar

Bassa Scheresberg, Carlo de, and Annamaria Lusardi. 2014. “Financial Capability among Young Adults.” https://www.nefe.org/_images/research/GWU-Financial-Capability-Young-Adults/GWU-Financial-Capability-Young-Adults-Final-Report.pdf.Search in Google Scholar

Becker, Gary S. 1962. “Investment in Human Capital: A Theoretical Analysis.” Journal of Political Economy 70 (5): 9–49. https://doi.org/10.1086/258724.10.1086/258724Search in Google Scholar

Behrman, Jere R., Olivia S. Mitchell, Cindy K. Soo, and David Bravo. 2012. “How Financial Literacy Affects Household Wealth Accumulation.” American Economic Review 102 (3): 300–304. https://doi.org/10.1257/aer.102.3.300.10.1257/aer.102.3.300Search in Google Scholar

Bijker, Wiebe E. 2006. “The Vulnerability of Technological Culture.” In Cultures of Technology and the Quest for Innovation, edited by H. Nowotny, 52–69. New York: Berghahn Books.10.1515/9781782389644-006Search in Google Scholar

Bijker, Wiebe E. 2001. “Understanding Technological Culture through a Constructivist View of Science, Technology and Society.” In Visions of STS. Counterpoints in Science, Technology, and Society Studies, edited by S.H. Cutcliffe and C. Mitcham, 19–34. New York: State University of New York Press.Search in Google Scholar

Bleidorn, Wiebke, Ruben C. Arslan, Jaap J.A. Denissen, Peter J. Rentfrow, Jochen E. Gebauer, Jeff Potter, and Samuel D. Gosling. 2016. “Age and Gender Differences in Self-Esteem - A Cross-Cultural Window.” Journal of Personality and Social Psychology 111 (3): 396–410. https://doi.org/10.1037/pspp0000078.10.1037/pspp0000078Search in Google Scholar

CBRE. 2016. “Millennials: Myths and Realities.” Los Angeles.Search in Google Scholar

Chalise, Lekhnath, and Sophia Anong. 2017. “Spending Behavior Change and Financial Distress During the Great Recession.” Journal of Financial Counseling and Planning 28 (1): 49–61. https://doi.org/10.1891/1052-3073.28.1.49.10.1891/1052-3073.28.1.49Search in Google Scholar

Chien, Yi-Wen, and Sharon A. Devaney. 2001. “The Effects of Credit Attitude and Socioeconomic Factors on Credit Card and Installment Debt.” Journal of Consumer Affairs 35 (1): 162–79. https://doi.org/10.1111/j.1745-6606.2001.tb00107.x.10.1111/j.1745-6606.2001.tb00107.xSearch in Google Scholar

Chien, YiLi, and Paul Morris. 2018. “Accounting for Age: The Financial Health of Millennials.” Regional Economist Second Qua. https://www.stlouisfed.org/publications/regional-economist/second-quarter-2018/accounting-age-financial-health-millennials.Search in Google Scholar

Credit Information Bureau. 2014. “Finansowy Portret Młodych.” Wrocław.Search in Google Scholar

Cwynar, Andrzej, Wiktor Cwynar, Monika Baryła-Matejczuk, and Moises Betancort. 2019. “Sustainable Debt Behaviour and Well-Being of Young Adults: The Role of Parental Financial Socialisation Process.” Sustainability 11 (24): Article nr 7210. https://doi.org/10.3390/su11247210.10.3390/su11247210Search in Google Scholar

Cwynar, Andrzej, Wiktor Cwynar, Robert Dankiewicz, Anna Ostrowska-Dankiewicz, and Piotr Oratowski. 2019. “Why Do Consumers Remain Financially Illiterate? The Empirical Test of Some Less Investigated Reasons.” Journal of Eastern European and Central Asian Research 6 (1): 40–55. https://doi.org/10.15549/jeecar.v6i1.285.10.15549/jeecar.v6i1.285Search in Google Scholar

Cwynar, Andrzej, Wiktor Cwynar, and Kamil Wais. 2019. “Debt Literacy and Debt Literacy Self-Assessment: The Case of Poland.” Journal of Consumer Affairs 53 (1): 24–57. https://doi.org/10.1111/joca.12190.10.1111/joca.12190Search in Google Scholar

Defratyka, Alicja, and Ignacy Morawski. 2018. “Pokolenie Z w Finansach i Na Rynku Pracy. Jak Pokolenia Z, X i Y Różnią Się w Świetle Danych i Badań.” Warsaw.Search in Google Scholar

Delavande, Adeline, Susann Rohwedder, and Robert J. Willis. 2008. “Preparation for Retirement, Financial Literacy and Cognitive Resources.” WP 2008-190. Ann Arbor. https://doi.org/10.2139/ssrn.1337655.10.2139/ssrn.1337655Search in Google Scholar

Dew, Jeffery, and Jing Xiao. 2011. “The Financial Management Behavior Scale : Development and Validation.” Journal of Financial Counseling and Planning 22 (1): 43–59.Search in Google Scholar

Disney, Richard, and John Gathergood. 2013. “Financial Literacy and Consumer Credit Portfolios.” Journal of Banking and Finance 37 (7): 2246–54. https://doi.org/10.1016/j.jbankfin.2013.01.013.10.1016/j.jbankfin.2013.01.013Search in Google Scholar

Drever, Anita I., Elizabeth Odders-White, Charles W. Kalish, Nicole M. Else-Quest, Emily M. Hoagland, and Emory N. Nelms. 2015. “Foundations of Financial Well-Being: Insights into the Role of Executive Function, Financial Socialization, and Experience-Based Learning in Childhood and Youth.” Journal of Consumer Affairs 49 (1): 13–38. https://doi.org/10.1111/joca.12068.10.1111/joca.12068Search in Google Scholar

Edelman. 2018. “Millennials with Money.” Chicago.Search in Google Scholar

EY. 2015. “Raport EY: Pokolenie Millenialsów Bardziej Wyczulone Na Niesprzyjające Czynniki Pracy i Skłonne Do Zmiany Zatrudnienia Niż Wcześniejsze Generacje.” 2015. https://ey.media.pl/pr/297876/raport-ey-pokolenie-millenialsow-bardziej-wyczulone-naniesprzyjajace-czynniki-pracy-i-sklonne-do-zmiany-zatrudnienia-niz-wczesniejszegeneracje#.Search in Google Scholar

Fair Isaac Corporation. 2014. “Millennial Banking Insights and Opportunities.” San Jose.Search in Google Scholar

Finke, Michael S., John S. Howe, and Sandra J. Huston. 2017. “Old Age and the Decline in Financial Literacy.” Management Science 61 (3): 1–278. https://doi.org/10.1287/mnsc.2015.2293.10.1287/mnsc.2015.2293Search in Google Scholar

Friedline, Terri, and Stacia West. 2016. “Financial Education Is Not Enough: Millennials May Need Financial Capability to Demonstrate Healthier Financial Behaviors.” Journal of Family and Economic Issues 37 (4): 649–71. https://doi.org/10.1007/s10834-015-9475-y.10.1007/s10834-015-9475-ySearch in Google Scholar

Gaag, Martin Van Der, and Tom A.B. Snijders. 2005. “The Resource Generator: Social Capital Quantification with Concrete Items.” Social Networks 27 (1): 1–29. https://doi.org/10.1016/j.socnet.2004.10.001.10.1016/j.socnet.2004.10.001Search in Google Scholar

Gamble, Keith Jacks, Patricia A. Boyle, Lei Yu, and David A. Bennett. 2015. “Aging and Financial Decision Making.” Management Science 61 (11): 2603–10. https://doi.org/10.1287/mnsc.2014.2010.10.1287/mnsc.2014.2010Search in Google Scholar

Global Financial Literacy Excellence Center and PwC. 2015. “Millenials & Financial Literacy - The Struggle with Personal Finance.” Washington.Search in Google Scholar

Godin, Benoit, and Yves Gingras. 2000. “What Is Scientific and Technological Culture and How Is It Measured? A Multidimensional Model.” Public Understanding of Science 9 (1): 43–58. https://doi.org/10.1088/0963-6625/9/1/303.10.1088/0963-6625/9/1/303Search in Google Scholar

Guggenheim, Michael, and Helga Nowotny. 2003. “Joy in Repetition Makes the Future Disappear.” In Social Studies of Science and Technology: Looking Back, Ahead, edited by B. Joerges and H. Nowotny, 229–58. Dodrecht: Springer. https://doi.org/10.1007/978-94-010-0185-4_12.10.1007/978-94-010-0185-4_12Search in Google Scholar

Haefele, Mark, Simon Smiles, and Matthew Carter. 2017. “Millennials - the Global Guardians of Capital.” Zurich.Search in Google Scholar

Hastings, Justine S., and Olivia S. Mitchell. 2011. “How Financial Literacy and Impatience Shape Retirement Wealth and Investment Behaviors.” 16740. NBER Working Paper. Cambridge.10.3386/w16740Search in Google Scholar

Hays. 2014. “Pokolenie Y a Świat Pracy.” Warsaw.Search in Google Scholar

Hilgert, Marianne A., Jeanne M. Hogarth, and Sondra G. Beverly. 2003. “Household Financial Management: The Connection between Knowledge and Behavior.” Federal Reserve Bulletin July: 309–22.Search in Google Scholar

Hodson, Randy, and Rachel E. Dwyer. 2014. “Financial Behavior, Debt, and Early Life Transitions: Insights from the National Longitudinal Survey of Youth, 1997 Cohort.” Columbus.Search in Google Scholar

Hung, Angela A., Andrew M. Parker, and Joanne K. Yoong. 2009. “Defining and Measuring Financial Literacy.” WR-708. RAND Working Papers. Santa Monica.10.2139/ssrn.1498674Search in Google Scholar

Hunter, Jennifer L., and Claudia J. Heath. 2017. “The Relationship Between Credit Card Use Behavior and Household Well-Being During the Great Recession: Implications for the Ethics of Credit Use.” Journal of Financial Counseling and Planning 28 (2): 213–24. https://doi.org/10.1891/1052-3073.28.2.213.10.1891/1052-3073.28.2.213Search in Google Scholar

Huston, Sandra J. 2010. “Measuring Financial Literacy.” Journal of Consumer Affairs 44 (2): 296–316. https://doi.org/10.1111/j.1745-6606.2010.01170.x.10.1111/j.1745-6606.2010.01170.xSearch in Google Scholar

Jappelli, Tullio, and Mario Padula. 2013. “Investment in Financial Literacy and Saving Decisions.” Journal of Banking and Finance 37 (8): 2779–92. https://doi.org/10.1016/j.jbankfin.2013.03.019.10.1016/j.jbankfin.2013.03.019Search in Google Scholar

Jeong, Woon-Young, and Sherman D. Hanna. 2004. “Risk Tolerance and Financial Satisfaction.” International Journal of Human Ecology 5 (1): 35–43.Search in Google Scholar

Joo, So Hyun, and John E. Grable. 2004. “An Exploratory Framework of the Determinants of Financial Satisfaction.” Journal of Family and Economic Issues 25 (1): 25–50. https://doi.org/10.1023/B:JEEI.0000016722.37994.9f.10.1023/B:JEEI.0000016722.37994.9fSearch in Google Scholar

Kadoya, Yoshihiko, and Mostafa Saidur Rahim Khan. 2019. “What Determines Financial Literacy in Japan?” Journal of Pension Economics and Finance, 1–19. https://doi.org/10.1017/S1474747218000379.10.1017/S1474747218000379Search in Google Scholar

Karakurum-Ozdemir, Kamer, Melike Kokkizil, and Gokce Uysal. 2019. “Financial Literacy in Developing Countries.” Social Indicators Research 143 (1): 325–53. https://doi.org/10.1007/s11205-018-1952-x.10.1007/s11205-018-1952-xSearch in Google Scholar

Kim, Kyoung Tae, Somer G. Anderson, and Martin C. Seay. 2019. “Financial Knowledge and Short-Term and Long-Term Financial Behaviors of Millennials in the United States.” Journal of Family and Economic Issues 40 (2): 194–208. https://doi.org/10.1007/s10834-018-9595-2.10.1007/s10834-018-9595-2Search in Google Scholar

Klapper, Leora, Annamaria Lusardi, and Peter Van Oudheusden. 2015. “Financial Literacy Around the World: Insights from the Standard & Poor’s Ratings Services Global Financial Literacy Survey.” Standard & Poor’s Ratings Services Global FinLit Survey. 2015.Search in Google Scholar

Klapper, Leora, and Georgios A. Panos. 2011. “Financial Literacy and Retirement Planning: The Russian Case.” Journal of Pension Economics & Finance 10 (4): 599–618. https://doi.org/10.1017/S1474747211000503.10.1017/S1474747211000503Search in Google Scholar

Kobler, Daniel, Felix Hauber, and Benjamin Ernst. 2015. “Millennials and Wealth Management. Trends and Challenges of the New Clientele.” Inside. Quarterly Insights from Deloitte, no. 9: 56–63.Search in Google Scholar

Kurz, Christopher, Geng Li, and Daniel J. Vine. 2018. “Are Millennials Different?” 2018–080. FiNance and Economics Discussion Series. Washington. https://doi.org/10.17016/FEDS.2018.080.10.17016/FEDS.2018.080Search in Google Scholar

Lusardi, Annamaria, Pierre-Carl Michaud, and Olivia S. Mitchell. 2013. “Optimal Financial Knowledge and Wealth Inequality.” 18669. Cambridge, MA.10.3386/w18669Search in Google Scholar

Lusardi, Annamaria, and Noemi Oggero. 2017. “Millennials and Financial Literacy: A Global Perspective.” Washington.Search in Google Scholar

Lusardi, Annamaria, and Peter Tufano. 2015. “Debt Literacy, Financial Experiences, and Overindebtedness.” Journal of Pension Economics and Finance 14 (4): 332–68. https://doi.org/10.1017/S1474747215000232.10.1017/S1474747215000232Search in Google Scholar

Marody, Mirosława. 2014. Jednostka Po Nowoczesności. Perspektywa Socjologiczna. First. Warsaw: Wydawnictwo Naukowe Scholar.Search in Google Scholar

Mazur-Werzbicka, Ewa. 2016. “Pokolenie Y - Liderzy Jutra. Analiza Komparatywna Polska versus Inne Kraaje Europy Środkowej.” Studia i Prace WNEiZ US 43 (1): 169–81. https://doi.org/10.18276/sip.2016.43/1-15.10.18276/sip.2016.43/1-15Search in Google Scholar

Milleninum Bank. 2016. “Pokolenie Millennium w Świecie Finansów i Nowych Technologii, Na Tle Generacji X i Z (Millennials in the World of Finances and New Technologies Compared to the Generation X and Z).” Warsaw.Search in Google Scholar

Ministry of Science and Higher Education. 2018. “Informacja w Sprawie Liczby Udzielonych Kredytów Studenckich w Roku Akademickim 2017/2018 Według Stanu Na Dzień 31 Marca 2018 r. (Information on the Number of Student Loans in the Academic Year 2017/2018).” 2018. https://www.gov.pl/web/nauka/informacja-wsprawie-liczby-udzielonych-kredytow-studenckich-w-roku-akademickim-20172018-wedlug-stanu-na-dzien-31-marca-2018-r.Search in Google Scholar

Modigliani, Franco, and Richard Brumberg. 1954. “Utility Analysis and the Consumption Function: An Interpretation of Cross-Section Data.” In Post-Keynesian Economics, edited by Kenneth K. Kunihara, 388–436. New Brunswicks: Rutgers University Press.Search in Google Scholar

Modigliani, Franco, Richard Brumberg, and M I T Press Books. 1954. “Utility Analysis and the Consumption Function: An Interpretation of Cross-Section Data.” In The Collected Papers of Franco Modigliani.Search in Google Scholar

Morawski, Ignacy, and Szymon Wieczorek. 2018. “Zadłużenie i Bezpieczeństwo Finansowe Polaków (Debt and Financial Security of Poles).” Warsaw.Search in Google Scholar

Moreno, Flor Madrigal, Jaime Gil Lafuente, Fernando Ávila Carreón, and Salvador Madrigal Moreno. 2017. “The Characterization of the Millennials and Their Buying Behavior.” International Journal of Marketing Studies 9 (5): 135–44. https://doi.org/10.5539/ijms.v9n5p135.10.5539/ijms.v9n5p135Search in Google Scholar

Mottola, Gary R. 2014. “The Financial Capability of Young Adults — A Generational View.” Washington.Search in Google Scholar

National Endowment for Financial Education. 2016. “Overconfident and Underprepared: The Disconnect Between Millennials and Their Money Insights from the 2015 National Financial Capability Study.” Denver.Search in Google Scholar

NEWSERIA News Organization. 2016. “Milenialsi Stanowią Już 25 Proc. Polskiego Społeczeństwa (Millennials Form 25% of Polish Society).” 2016. https://biznes.newseria.pl/news/milenialsi-stanowia-juz,p2129769481.Search in Google Scholar

Nicolini, Gianni, Brenda J. Cude, and Swarn Chatterjee. 2013. “Financial Literacy: A Comparative Study across Four Countries.” International Journal of Consumer Studies 37 (6): 689–705. https://doi.org/10.1111/ijcs.12050.10.1111/ijcs.12050Search in Google Scholar

O’Connor, Genevieve E. 2019. “Exploring the Interplay of Cognitive Style and Demographics in Consumers’ Financial Knowledge.” Journal of Consumer Affairs 53 (2): 382–423. https://doi.org/10.1111/joca.12195.10.1111/joca.12195Search in Google Scholar

Pilcher, Jane. 1994. “Mannheim’s Sociology of Generations: An Undervalued Legacy.” The British Journal of Sociology. https://doi.org/10.2307/591659.10.2307/591659Search in Google Scholar

Plagnol, Anke C. 2011. “Financial Satisfaction over the Life Course: The Influence of Assets and Liabilities.” Journal of Economic Psychology 32 (1): 45–64. https://doi.org/10.1016/j.joep.2010.10.006.10.1016/j.joep.2010.10.006Search in Google Scholar

Polish Bank Association. 2017. “Raport ZBP Info Kredyt.” Warsaw.Search in Google Scholar

Polish Bank Association. 2018. “Portfel Studenta (Wallet of a Student).” Warsaw.Search in Google Scholar

Roa, María José, Ignacio Garrón, and Jonathan Barboza. 2019. “Financial Decisions and Financial Capabilities in the Andean Region.” Journal of Consumer Affairs 53 (2): 296–323. https://doi.org/10.1111/joca.12187.10.1111/joca.12187Search in Google Scholar

Robb, Cliff A, Patryk Babiarz, and Ann Woodyard. 2012. “The Demand for Financial Professionals’ Advice: The Role of Financial Knowledge, Satisfaction, and Confidence.” Financial Services Review 21 (21): 291–305.Search in Google Scholar

Robson, Jennifer, and Andree Loucks. 2018. “Millennial Money: Financial Independence and Well-Being for the next Generation.” Ottawa.Search in Google Scholar

Rooij, Maarten C.J. Van, Annamaria Lusardi, and Rob J.M. Alessie. 2011. “Financial Literacy and Retirement Planning in the Netherlands.” Journal of Economic Psychology 32 (4): 593–608. https://doi.org/10.1016/j.joep.2011.02.004.10.1016/j.joep.2011.02.004Search in Google Scholar

Salter, Jo. 2014. “The Borrowers: Looking beyond the Financial Impact of Debt….” London.Search in Google Scholar

Schulhofer-Wohl, Sam, and Y. Claire Yang. 2011. “Modeling the Evolution of Age and Cohort Effects.” 461. Research Department Staff Report. Minneapolis, MN. https://doi.org/10.1007/978-3-319-26603-9_16.10.1007/978-3-319-26603-9_16Search in Google Scholar

Shim, Soyeon, Bonnie L. Barber, Noel A. Card, Jing Jian Xiao, and Joyce Serido. 2010. “Financial Socialization of First-Year College Students: The Roles of Parents, Work, and Education.” Journal of Youth and Adolescence 39 (12): 1457–1470. https://doi.org/10.1007/s10964-009-9432-x.10.1007/s10964-009-9432-xSearch in Google Scholar

Simon, Mark, and Susan M. Houghton. 2003. “The Relationship between Overconfidence and the Introduction of Risky Products: Evidence from a Field Study.” Academy of Management Journal. https://doi.org/10.5465/30040610.10.5465/30040610Search in Google Scholar

Standard Life. 2007. “Easy Come, Easy Go: Borrowing over the Life-Cycle. A Report from Personal Finance Research Centre.” Edinburgh.Search in Google Scholar

Stolper, Oscar A., and Andreas Walter. 2017. “Financial Literacy, Financial Advice, and Financial Behavior.” Journal of Business Economics 87 (5): 581–643. https://doi.org/10.1007/s11573-017-0853-9.10.1007/s11573-017-0853-9Search in Google Scholar

Strauss, William, and Neil Howe. 1991. Generations: The History of America’s Future. Edited by Morrow. The History of America’s Future, 1584 to 2069. New York.Search in Google Scholar

Szlendak, Tomasz. 2019. “Smartfon w Kufrze.” W Drodze 10 (554): 60–72.Search in Google Scholar

Taylor, Paul, and Scott Keeter. 2010. “Millennials. A Portrait of Geeneration Next.” Washington.Search in Google Scholar

Thompson, Kendra, and Edward Blomquist. 2017. “Millennails & Money. The Millennial Investor Becomes a Force.” Dublin.Search in Google Scholar

Wiktorowicz, Justyna, Izabela Warwas, Magdalena Kuba, Ewa Staszewska, Patrycja Woszczyk, Aleksandra Stankiewicz, and Justyna Kliombka-Jarzyna. 2016. Pokolenia - Co Się Zmienia? Kompendium Zarządzania Multigeneracyjnego. Warsaw: Wolters Kluwer.Search in Google Scholar

Willis, Lauren E. 2008. “Against Financial-Literacy Education.” Iowa Law Review 94: 197–285.Search in Google Scholar

Xiao, Jing Jian, Swarn Chatterjee, and Jinhee Kim. 2014. “Factors Associated with Financial Independence of Young Adults.” International Journal of Consumer Studies 38 (4): 394–403. https://doi.org/10.1111/ijcs.12106.10.1111/ijcs.12106Search in Google Scholar

Xiao, Jing Jian, Cheng Chen, and Fuzhong Chen. 2014. “Consumer Financial Capability and Financial Satisfaction.” Social Indicators Research. https://doi.org/10.1007/s11205-013-0414-8.10.1007/s11205-013-0414-8Search in Google Scholar

Xiao, Jing Jian, Cheng Chen, and Lei Sun. 2015. “Age Differences in Consumer Financial Capability.” International Journal of Consumer Studies 39 (4): 387–95. https://doi.org/10.1111/ijcs.12205.10.1111/ijcs.12205Search in Google Scholar

Xiao, Jing Jian, and Nilton Porto. 2017. “Financial Education and Financial Satisfaction: Financial Literacy, Behavior, and Capability as Mediators.” International Journal of Bank Marketing 35 (5): 805–17. https://doi.org/10.1108/IJBM-01-2016-0009.10.1108/IJBM-01-2016-0009Search in Google Scholar

Xiao, Jing Jian, Chuanyi Tang, Joyce Serido, and Soyeon Shim. 2011. “Antecedents and Consequences of Risky Credit Behavior Among College Students: Application and Extension of the Theory of Planned Behavior.” Journal of Public Policy & Marketing 30 (2): 239–45. https://doi.org/10.1509/jppm.30.2.239.10.1509/jppm.30.2.239Search in Google Scholar

Yakoboski, Paul J., and Annamaria Lusardi. 2018. “Millennial Financial Literacy and Fin-Tech Use: Who Knows What in the Digital Era.” New York.Search in Google Scholar

Yakoboski, Paul J., Annamaria Lusardi, and Andrea Hasler. 2018. “The 2018 TIAA Institute-GFLEC Personal Finance Index. The State of Financial Literacy Among U.S. Adults.” New York.Search in Google Scholar

Yoong, Joanne. 2010. “Financial Illiteracy and Stock Market Participation: Evidence from the RAND American Life Panel.” PRC WP2010-29. Pension Research Council Working Paper. Philadelphia.10.2139/ssrn.1707523Search in Google Scholar

eISSN:
1804-1663
Lingua:
Inglese
Frequenza di pubblicazione:
4 volte all'anno
Argomenti della rivista:
Business and Economics, Political Economics, Economic Theory, Systems and Structures