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Differentiating retirement age to compensate for health differences

INFORMAZIONI SU QUESTO ARTICOLO

Cita

Figure 1

Differentiated retirement ages equalizing (expected) ill-health, across and within countries.
Differentiated retirement ages equalizing (expected) ill-health, across and within countries.

Figure 2

Differentiated retirement ages equalizing (expected) ill-health across countries: correlation with gross domestic product per head.Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.
Differentiated retirement ages equalizing (expected) ill-health across countries: correlation with gross domestic product per head.Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.

Figure 3

The difficulty to tag (importance of Type-E and Type-F errors). The case of less-vs. highly educated females aged 55–65 years in Germany (DEU), France (FRA), Belgium (BEL), and Poland (POL).
The difficulty to tag (importance of Type-E and Type-F errors). The case of less-vs. highly educated females aged 55–65 years in Germany (DEU), France (FRA), Belgium (BEL), and Poland (POL).

Figure A1

Ill-health index systematically rises with age, but intercept and slope vary across countries.Source: Survey of Health, Ageing and Retirement in Europe (SHARE) 2004–2017.Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.
Ill-health index systematically rises with age, but intercept and slope vary across countries.Source: Survey of Health, Ageing and Retirement in Europe (SHARE) 2004–2017.Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.

Figure A2

Differentiated retirement ages equalizing (expected) ill-health, across and within countries (reference age: 61 years).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.
Differentiated retirement ages equalizing (expected) ill-health, across and within countries (reference age: 61 years).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.

Figure A3

Differentiated retirement ages equalizing (expected) ill-health, across and within countries (reference age: 63 years).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.
Differentiated retirement ages equalizing (expected) ill-health, across and within countries (reference age: 63 years).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.

Figure A4

Differentiated retirement ages equalizing (expected) ill-health, across and within countries (reference age: 65 years).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.
Differentiated retirement ages equalizing (expected) ill-health, across and within countries (reference age: 65 years).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.

Figure A5

Differentiated retirement age equalizing (expected) ill-health, across and within countries (objective physical health).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.
Differentiated retirement age equalizing (expected) ill-health, across and within countries (objective physical health).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.

Figure A6

Differentiated retirement age equalizing (expected) ill-health, across and within countries (subjective physical health).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.
Differentiated retirement age equalizing (expected) ill-health, across and within countries (subjective physical health).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.

Figure A7

Differentiated retirement age equalizing (expected) ill-health, across and within countries (physical + mental health).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.
Differentiated retirement age equalizing (expected) ill-health, across and within countries (physical + mental health).Notes: AUT, Austria; BEL, Belgium; CHE, Switzerland; CZE, Czech Republic; DEU, Germany; DNK, Denmark; ESP, Spain; EST, Estonia; FRA, France; GRC, Greece; HRV, Croatia; HUNG, Hungary; ISR, Israel; ITA, Italy; LUX, Luxemburg; NLD, the Netherlands; POL, Poland; PRT, Portugal; SVN, Slovenia; SWE, Sweden.

Differentiated retirement age equalizing ill-health: between- and within-country differentiation (reference age: 61 years)

CountriesDifferentiated retirementGap to internal reference (61 years)Differentiated retirement, FemalesDifferentiated retirement, MalesEducationF–M gapISCED gapRetirement minimumMaximum – minimum

>ISCED3<ISCED3ISCED3
AUT63.292.2963.0063.0359.2163.9565.88−0.03−6.6766.4559.027.43
BEL60.79−0.2158.8463.1156.2961.5165.13−4.27−8.8466.5253.7312.79
CHE72.0211.0270.3574.0567.9971.2977.33−3.70−9.3478.3765.8412.53
CZE56.76−4.2456.7959.5049.0358.4866.93−2.72−17.8968.3744.8823.49
DEU57.89−3.1156.5057.2351.2056.4762.93−0.73−11.7263.8850.8013.07
DNK68.417.4166.0668.8763.5667.2771.57−2.81−8.0272.9262.2310.68
ESP61.110.1162.5366.6058.7367.9866.98−4.07−8.2569.7956.4413.35
EST49.48−11.5247.9449.0142.5048.5554.38−1.07−11.8955.1742.3312.84
FRA62.521.5262.0264.2059.5462.1867.62−2.18−8.0868.4658.1110.34
GRC66.625.6264.6770.4564.2568.4272.52−5.78−5.7572.5261.8510.67
HRV58.71−2.2956.7561.3054.2961.9060.89−4.54−6.6063.7049.5214.18
HUN44.96−16.0454.1350.3240.0046.5870.093.81−30.0975.6240.0035.62
ISR63.562.5663.0064.3050.8067.7772.39−1.29−21.5973.6448.9424.70
ITA65.494.4965.9869.3463.0470.5569.39−3.35−6.3570.5658.3912.17
LUX59.02−1.9859.2461.1052.6859.9467.88−1.86−15.2067.8950.7417.15
NLD63.892.8961.6368.3160.2665.1369.53−6.68−9.2773.0659.4113.66
POL48.73−12.2747.1352.6845.2046.5957.94−5.55−12.7560.3742.7317.64
PRT53.40−7.6053.9360.0652.9056.2361.85−6.13−8.9566.2949.7616.53
SVN60.47−0.5362.6162.0955.5961.1770.280.53−14.6974.6252.7621.86
SWE66.805.8064.8068.8463.5465.6971.24−4.04−7.7071.8760.7611.11
Internal reference61

Ill-health cross-country differences around the age of 67 years

[b][b] – [a]H0βbH0

Ill-health indexaIll-health gap (reference: internal average)[b] – [a]=0 (p-value)Marginal impact of 1 year of ageβ=0 (p-value)
Internal reference [a]−0.064
AUT−0.167−0.100.00000.05340.0000
BEL−0.083−0.020.31320.03860.0000
CHE−0.476−0.410.00000.03310.0000
CZE0.0920.160.00000.03470.0000
DEU−0.0070.060.00300.04430.0000
DNK−0.366−0.300.00000.03830.0000
ESP−0.0210.040.02360.03540.0000
EST0.3540.420.00000.03640.0000
FRA−0.127−0.060.00090.03990.0000
GRC−0.210−0.150.00000.04510.0000
HRV0.1400.200.00000.05710.0000
HUN0.2920.360.00000.02730.2257
ISR−0.0130.050.13160.02730.0000
ITA−0.124−0.060.00120.03170.0000
LUX−0.0470.020.69230.03240.0000
NLD−0.263−0.200.00000.03440.0000
POL0.3670.430.00000.02950.0000
PRT0.4270.490.00000.05860.0000
SVN0.0270.090.00020.03770.0000
SWE−0.338−0.270.00000.03580.0000

Subjective health evaluation of respondents aged 50–79 years

Poor healthaSelf-perceived bad healthbLong-term illnesscLimitsdLimitseLimitsf
AUT2.902.900.462.440.110.22
BEL2.922.920.452.440.170.25
CHE2.622.620.342.640.060.10
CZE3.263.260.522.350.140.24
DEU3.173.170.592.370.130.18
DNK2.472.470.492.580.100.17
ESP3.183.180.452.660.120.23
EST3.753.750.702.230.220.33
FRA3.083.080.432.510.120.17
GRC2.832.830.312.750.060.18
HRV3.243.240.582.370.150.24
HUN3.593.590.662.320.170.40
ISR2.952.950.492.570.170.40
ITA3.113.110.362.580.100.17
LUX2.972.970.462.450.110.18
NLD2.852.850.462.350.070.16
POL3.593.590.642.280.230.31
PRT3.663.660.522.340.270.33
SVN3.223.220.472.420.150.21
SWE2.652.650.522.500.100.15

Differentiated retirement age equalizing ill-health: between- and within-country differentiation

CountriesDifferentiated retirement age, yearsGap with international reference (67 years), yearsDifferentiated retirement age, years, femalesDifferentiated retirement age, years, malesMale (M)Female(F)F–M gapISCED gap

<ISCED3ISCED3a>ISCED3><ISCED3ISCED3>ISCED3Retirement age, years, maximumRetirement age, years, minimumMaximum–minimum, years
AUT68.921.9267.8269.5064.1171.9072.5064.8168.8169.83−1.69−6.7072.5064.118.38
BEL67.490.4965.4570.6665.0373.4473.5061.3866.4168.55−5.21−7.8273.5061.3812.12
CHE79.4512.4577.9180.7979.1180.6682.6173.4279.9280.38−2.89−5.2382.6173.429.19
CZE62.50−4.5061.4265.3660.9463.8571.3051.7565.1267.39−3.94−13.0071.3051.7519.55
DEU65.71−1.2964.3866.5864.0065.8169.9459.6563.1370.34−2.21−8.3170.3459.6510.69
DNK74.877.8773.6775.4671.6975.4679.2472.8070.5477.68−1.79−6.2279.2470.548.70
ESP65.78−1.2268.1571.7666.9572.9475.4061.2374.4768.75−3.61−7.9875.4061.2314.16
EST55.52−11.4852.7856.3851.6257.0160.5142.0251.0265.31−3.60−16.0965.3142.0223.29
FRA68.571.5767.7070.9568.3771.0873.4164.4667.0871.56−3.26−6.0773.4164.468.96
GRC70.223.2267.9274.5670.8475.7377.1065.3667.8370.56−6.64−5.7377.1065.3611.74
HRV63.42−3.5863.6164.7660.1267.4966.6858.9467.8464.06−1.15−5.8467.8458.948.90
HUN53.93−13.0758.6457.6143.6662.3766.814053.6982.231.03−32.6982.234042.23
ISR65.11−1.8964.6565.0953.6167.5774.0853.8769.3070.78−0.44−18.6974.0853.6120.47
ITA68.891.8968.5373.6771.7975.1974.0362.0870.3773.13−5.14−6.6475.1962.0813.10
LUX66.46−0.5466.0568.2253.8174.7176.1356.5062.0879.57−2.17−22.7079.5753.8125.76
NLD72.795.7972.1077.8271.8978.8682.7267.7776.8571.67−5.73−7.3782.7267.7714.96
POL52.39−14.6150.4355.1749.7055.1360.6748.7743.9758.56−4.74−10.3860.6743.9716.71
PRT58.62−8.3861.4562.4961.3760.9665.1454.3369.1860.84−1.04−5.1469.1854.3314.85
SVN64.57−2.4365.3266.7761.0766.3672.8760.2561.9673.76−1.44−12.6573.7660.2513.51
SWE74.627.6274.3676.5773.5875.7880.3570.2976.2076.60−2.21−6.5480.3570.2910.06
Internal reference67

Regression analysis of the macroeconomic determinants of the differentiated retirement ages

Model 1Model 2
Female (reference: male)−2.89 ^*** (0.000)−2.89 ^** (0.006)
ISCED3 (reference<ISCED36.63 ^*** (0.000)6.63 ^*** (0.000)
>ISCED310.59 ^*** (0.000)10.59 ^*** (0.000)
GDP per capita0.52 ^*** (0.000)
Annual working hours0.00 (0.609)
Employment rate−0.65 ^*** (0.000)
Human capital index2.00 (0.421)
Capital per head0.06 ^** (0.008)
Share of government consumption0.38 (0.985)
Constant64.37 ^*** (0.000)53.78 ^*** (0.000)
ControlsCountry FE
Observations120120

Marginal impact of 1 year of age on ill-health (b): breakdown by gender (Male, Female) and educational attainment (ISCED)

ββ values, Maleaβ values, FemaleaMale, H0: β=0Female, H0: β=0





CountriesCountry levela<ISCED3ISCED3b>ISCED3<ISCED3ISCED3>ISCED3<ISCED3ISCED3>ISCED3<ISCED3ISCED3>ISCED3

p-valuep-valuep-valuep-valuep-valuep-value
AUT0.050.060.050.050.070.050.050.00000.00000.00000.00000.00000.0000
BEL0.040.040.040.040.040.030.030.00000.00000.00000.00000.00000.0000
CHE0.030.030.040.030.020.030.030.00000.00000.00000.00000.00000.0000
CZE0.030.040.050.040.020.030.040.00000.00000.00000.00000.00000.0000
DEU0.040.050.050.050.060.040.030.00000.00000.00000.00000.00000.0000
DNK0.040.040.040.040.050.030.030.00000.00000.00000.00000.00000.0000
ESP0.040.040.030.030.040.030.030.00000.00010.00000.00000.00000.0000
EST0.040.040.040.050.030.030.030.00000.00000.00000.00000.00000.0000
FRA0.040.050.040.040.040.030.030.00000.00000.00000.00000.00000.0000
GRC0.050.050.050.050.040.040.040.00000.00000.00000.00000.00000.0000
HRV0.060.040.070.170.030.030.130.01680.01950.00000.03340.23970.0000
HUN0.030.030.030.040.030.030.020.55790.80460.00980.00110.12580.1036
ISR0.030.030.030.030.020.030.030.00000.01540.05940.00010.31850.0845
ITA0.030.040.040.050.030.020.030.00000.00000.00000.00000.00000.0000
LUX0.030.030.040.050.030.050.020.54880.00330.00100.00710.00010.1954
NLD0.030.040.040.030.040.040.030.00000.00000.00000.00000.00000.0000
POL0.030.030.040.040.030.020.040.00000.00000.00010.00000.00000.0002
PRT0.060.050.120.050.060.030.060.00000.00000.00690.00000.12300.0011
SVN0.040.070.040.040.040.020.030.00000.00000.00000.00000.00000.0000
SWE0.040.050.040.040.030.030.030.00000.00000.00000.00000.00000.0000

Differentiated retirement age equalizing ill-health: between- and within-country differentiation (objective physical health)

CountriesDifferentiated retirementGap to internal reference (67 years)Differentiated retirement, FemalesDifferentiated retirement, MalesEducationF–M gapISCED gapRetirement maximumRetirement minimumMaximum – minimum

>ISCED3<ISCED3ISCED3
AUT68.301.3066.5470.0966.2969.4869.17−3.54−2.8871.3764.466.91
BEL66.02−0.9861.4171.5462.7268.5868.13−10.13−5.4174.3656.7217.64
CHE78.9511.9574.9981.0978.0079.6076.52−6.101.4882.2073.498.71
CZE63.43−3.5761.8068.2459.9065.4169.76−6.44−9.8673.9155.6118.30
DEU68.291.2965.4970.4064.1666.4473.23−4.91−9.0775.2361.0514.18
DNK71.834.8368.0574.8667.2769.8677.22−6.81−9.9579.5862.3317.26
ESP64.41−2.5962.8670.9962.6770.5167.60−8.13−4.9374.2059.0115.20
EST60.38−6.6251.2167.6851.0456.2671.03−16.47−19.9973.3140.0033.31
FRA68.491.4966.5772.0965.5569.3973.05−5.52−7.4974.7163.3011.41
GRC66.06−0.9463.2269.7264.8266.5768.01−6.50−3.1971.1961.359.84
HRV64.61−2.3963.7067.0762.2266.0467.89−3.37−5.6669.0360.118.92
HUN57.01−9.9952.0862.0740.0060.0971.13−9.99−31.1373.8740.0033.87
ISR56.69−10.3155.4758.8650.9360.1760.39−3.39−9.4661.7746.8614.90
ITA68.321.3269.0573.8266.2073.7774.35−4.77−8.1575.5260.3815.14
LUX65.00−2.0064.6469.7156.2967.0278.22−5.07−21.9382.7651.9530.81
NLD76.799.7973.4183.2074.7076.8983.32−9.80−8.6285.0068.7916.21
POL59.78−7.2256.5263.2257.5558.2463.81−6.71−6.2666.6651.9214.74
PRT58.53−8.4760.9562.6757.7267.2960.43−1.72−2.7170.9252.7018.22
SVN65.06−1.9462.9568.5060.4765.2771.44−5.55−10.9772.6458.0314.60
SWE74.987.9873.1079.6271.9776.0381.08−6.52−9.1084.9468.0416.89
Internal reference67 years

Share of variance of ill-health within countries explained by sociodemographic categories

CountriesIll-health indexVariance in ill-healthShare explaineda
AUT−0.240.750.02
BEL−0.170.760.03
CHE−0.540.610.02
CZE0.030.760.09
DEU−0.020.690.06
DNK−0.470.880.03
ESP−0.100.690.02
EST0.410.690.09
FRA−0.180.650.02
GRC−0.370.690.05
ITA−0.130.690.02
LUX−0.090.800.08
NLS−0.240.670.02
POL0.330.760.06
PRT0.320.640.05
SVN−0.040.690.09
SWE−0.400.780.03

Robustness analysis: sensitivity of results to different definitions of the reference age of retirement and health – regression analysis

Reference age (physical health), yearsHealth (reference age = 67 years)


61636567Physical and mentalObjective physicalSubjective physicalPhysical
Female (reference: male)−2.82 ^*** (0.000)−3.04 ^*** (0.000)−3.36 ^*** (0.000)−2.89 ^*** (0.000)−6.46 ^*** (0.000)−6.44 ^*** (0.000)0.09 (0.883)−2.89 ^*** (0.001)
ISCED3 (reference <ISCED3)5.85 ^*** (0.000)6.43 ^*** (0.000)5.74 ^*** (0.000)6.63 ^*** (0.000)6.89 ^*** (0.000)4.28 ^*** (0.000)5.61 ^*** (0.000)6.63 ^*** (0.000)
>ISCED311.48 ^*** (0.000)11.28 ^*** (0.000)11.06 ^*** (0.000)10.59 ^*** (0.000)11.29 ^*** (0.000)7.92 ^*** (0.000)9.64 ^*** (0.000)10.59 ^*** (0.000)
BEL (reference AUT)−2.04 (0.357)−1.79 (0.425)−1.34 (0.581)−0.61 (0.809)−2.11 (0.384)−1.84 (0.451)0.24 (0.903)−0.61 (0.802)
CHE9.19 ^*** (0.000)8.82 ^*** (0.000)11.72 ^*** (0.000)10.69 ^*** (0.000)11.47 ^*** (0.000)9.73 ^*** (0.000)12.10 ^*** (0.000)10.69 ^*** (0.000)
CZE−4.87^* (0.030)−4.54^* (0.045)−4.45 (0.069)−5.27^* (0.038)−5.26^* (0.032)−3.29 (0.178)−6.06^** (0.003)−5.27^* (0.032)
DEU−6.15^** (0.006)−5.25^* (0.021)−3.47 (0.155)−3.18 (0.207)−2.90 (0.233)−0.37 (0.878)−4.83^* (0.015)−3.18 (0.191)
DNK4.45^* (0.046)4.65^* (0.040)5.81^* (0.018)5.91^* (0.020)9.05 ^*** (0.000)3.14 (0.199)7.74 ^*** (0.000)5.91^* (0.016)
ESP1.55 (0.483)1.67 (0.457)1.22 (0.614)1.30 (0.606)0.49 (0.839)−1.39 (0.567)2.54 (0.197)1.30 (0.593)
EST−14.54 ^*** (0.000)−15.35 ^*** (0.000)−14.81 ^*** (0.000)−14.08 ^*** (0.000)−21.12 ^*** (0.000)−6.44 ^* (0.013)−14.46 ^*** (0.000)−14.08 ^*** (0.000)
FRA0.10 (0.964)−0.11 (0.962)−0.80 (0.742)0.67 (0.791)−2.59 (0.286)1.01 (0.677)0.79 (0.687)0.67 (0.783)
GRC4.55^* (0.042)3.75 (0.097)3.07 (0.207)2.58 (0.306)1.20 (0.620)−1.85 (0.448)9.08 ^*** (0.000)2.58 (0.289)
HRV−3.99 (0.073)−4.20 (0.064)−5.12^* (0.037)−4.47 (0.078)−5.95 ^* (0.021)−2.93 (0.229)−6.04^** (0.003)−4.47 (0.067)
HUN−10.79 ^*** (0.000)−10.68 ^*** (0.000)−10.88 ^*** (0.000)−10.53 ^*** (0.000)−1.96 (0.420)−4.74 (0.085)−4.90^* (0.028)−8.28^** (0.002)
ISR0.64 (0.773)−0.72 (0.750)−2.39 (0.326)−3.79 (0.134)−4.33 (0.077)−11.15 ^*** (0.000)−3.51 (0.075)−3.79 (0.120)
ITA4.65^* (0.038)4.65^* (0.040)5.15^* (0.036)2.44 (0.333)7.13^** (0.004)3.12 (0.201)2.31 (0.239)2.44 (0.315)
LUX−2.84 (0.200)−4.37 (0.054)−2.11 (0.385)−1.53 (0.544)−20.65 ^*** (0.000)−1.14 (0.640)−2.36 (0.230)−1.53 (0.529)
NLD1.96 (0.376)2.11 (0.348)2.93 (0.229)6.30 ^* (0.014)−6.50^** (0.009)9.99 ^*** (0.000)3.31 (0.093)6.30 ^* (0.011)
POL−13.10 ^*** (0.000)−14.16 ^*** (0.000)−15.55 ^*** (0.000)−15.86 ^*** (0.000)−2.74 (0.261)−8.45 ^*** (0.001)−19.30 ^*** (0.000)−15.86 ^*** (0.000)
PRT−6.02^** (0.007)−5.48^* (0.016)−6.48^** (0.009)−6.69^** (0.009)7.39^** (0.003)−6.50^** (0.009)−7.32 ^*** (0.000)−6.69^** (0.007)
SVN−0.66 (0.764)−0.76 (0.736)−0.88 (0.716)−2.61 (0.299)−2.59 (0.288)−1.48 (0.451)−2.61 (0.282)
SWE3.81 (0.087)4.20 (0.064)5.48^* (0.026)6.80^** (0.008)8.05^** (0.001)6.39^** (0.001)6.80^** (0.006)
Constant58.65 ^*** (0.000)60.73 ^*** (0.000)62.84 ^*** (0.000)64.37 ^*** (0.000)66.87 ^*** (0.000)67.46 ^*** (0.000)63.89 ^*** (0.000)64.37 ^*** (0.000)
Observations120120120120108120120120

Number of respondents by wave

WaveAUTBELCHECZEDEUDNKESPESTFRAGRCHRVHUNISRITALUXNLDPOLPRTSVNSWETotal
6071,653409-1,239704946-1,1791,097--9101,055-1,261---1,26612,326
9162,6471,2432,3032,1732,1891,794-2,2152,650--1,8092,331-2,2852,046--2,26828,869
4,0064,3043,1724,4911,3181,9062,7925,3574,390--2,576-2,754-2,3421,4101,6332,1781,57446,203
3,3154,5282,5184,5364,8253,5204,7924,2063,526---1,6803,5831,3303,499--2,3393,78651,983
2,5234,6392,2923,9143,7043,1773,8644,0983,0433,8242,068-1,3404,0721,296-1,4571,2703,3483,07853,007
2,3383,7591,8353,1632,9962,7113,1343,3502,4822,2591,9691,2061,3463,238924-3,8083232,7312,40345,975
Total13,70521,53011,46918,40716,25514,20717,32217,01116,8359,8304,0373,7827,08517,0333,5509,3878,7213,22610,59614,375238,363
N238,363

Mental health: individuals aged 50–59 years (country averages)

CountriesDepressionaPessimismaSuicidalityaGuiltaSleepaInterestaIrritability aAppetiteaFatigue aConcentrationaEnjoymentaTearfulnessaMental ill-health indexb

(lack of)(lack of)(lack of)(lack of)(lack of)
AUT0.340.080.040.060.300.040.210.060.240.110.150.21−0.26
BEL0.390.120.090.090.350.070.280.090.340.190.080.31−0.01
CHE0.390.070.040.050.290.040.270.050.270.110.050.21−0.26
CZE0.380.160.080.070.350.060.240.070.310.120.050.20−0.15
DEU0.430.060.050.050.360.050.280.050.290.130.100.22−0.16
DNK0.300.040.030.100.300.050.220.050.310.100.060.16−0.31
ESP0.340.210.070.050.300.130.230.080.360.190.110.26−0.04
EST0.480.250.060.150.460.090.390.070.500.110.120.220.17
FRA0.460.190.120.110.380.070.350.080.360.200.100.250.11
GRC0.290.180.040.060.210.130.220.080.260.180.140.24−0.17
HRV0.410.180.070.060.340.090.340.080.390.160.090.25
HUN0.400.230.120.130.380.110.360.110.470.190.150.300.23
ISR0.310.150.050.090.320.110.290.090.280.180.110.25−0.08
ITA0.370.160.040.090.290.120.420.080.330.240.190.230.05
LUX0.440.100.070.110.350.060.330.080.320.160.110.24−0.03
NLD0.300.060.040.080.260.060.150.050.270.180.090.28−0.26
POL0.530.350.100.110.440.110.410.100.410.190.250.230.32
PRT0.520.450.100.070.430.110.340.120.310.270.220.360.35
SVN0.370.260.050.080.360.060.290.060.280.110.080.17−0.13
SWE0.310.050.030.070.300.060.200.060.320.120.110.22−0.25

Differentiated retirement age equalizing ill-health: between- and within-country differentiation (physical + mental health)

CountriesDifferentiated retirementGap to internal reference (67 years)Differentiated retirement, FemalesDifferentiated retirement, MalesEducationF–M gapISCED gapRetirement maximumRetirement minimumMaximum – minimum

>ISCED3<ISCED3ISCED3
AUT69.622.6268.2771.1365.9571.3971.75−2.86−5.8073.7465.728.02
BEL66.65−0.3562.5872.5962.2469.5470.98−10−8.7475.8258.2817.54
CHE83.2216.2277.7784.5677.3683.4482.69−6.79−5.3485.0071.0313.97
CZE63.60−3.4060.8768.0158.0165.5469.76−7.14−11.7572.5251.5320.99
DEU66.84−0.1664.9368.6663.1564.8072.44−3.73−9.2972.7260.9811.74
DNK77.7310.7376.8280.6872.8378.4285.00−3.86−12.1785.0069.1415.86
ESP63.97−3.0367.2373.1561.8071.9376.83−5.91−15.0379.6357.5222.11
EST48.27−18.7346.0551.3543.2646.7756.07−5.30−12.8157.0440.0017.04
FRA66.34−0.6663.6470.5762.8766.6671.79−6.93−8.9275.4560.1615.28
GRC69.532.5366.4675.3467.2071.2774.23−8.88−7.0378.8363.1915.63
ISR60.96−6.0455.2367.4548.2664.5271.24−12.22−22.9876.3940.0036.39
ITA65.48−1.5264.3271.1662.7869.9870.46−6.84−7.6872.3356.7015.63
LUX64.97−2.0359.5871.1648.5570.4777.08−11.58−28.5280.1140.9839.13
NLD74.807.8072.3481.3271.4082.5376.56−8.98−5.1685.0067.6917.31
POL40.84−26.1646.8249.1340.8944.2358.81−2.31−17.9260.4740.0020.47
PRT59.20−7.8060.1266.2859.2164.2566.14−6.16−6.9369.8854.6915.19
SVN64.49−2.5164.3369.5959.9964.0276.88−5.26−16.8977.5957.9919.59
SWE76.269.2672.9781.2173.6577.0580.57−8.24−6.9284.0170.6013.40
Internal reference67

Health items: incidence of objective conditions (+ grip strength) in respondents aged 50–79 years

CountriesHeart attackHypertensionCholesterolStrokeDiabetesLung diseaseCancerUlcerParkinsonCataractHip fractureMobilityaGripb
AUT0.100.390.220.040.120.060.040.040.010.070.011.2435.15
BEL0.090.330.310.030.100.060.050.060.010.050.021.2835.88
CHE0.060.280.150.020.070.040.040.020.060.010.6435.72
CZE0.120.490.250.040.170.070.050.050.010.080.021.3834.91
DEU0.100.410.190.030.130.070.070.030.010.070.011.1936.78
DNK0.080.320.230.030.070.070.050.030.010.060.010.8237.78
ESP0.080.360.280.020.150.050.040.030.010.070.011.3030.51
EST0.160.470.200.040.120.060.050.080.010.080.011.7334.42
FRA0.100.310.240.020.110.050.050.030.010.050.011.1534.24
GRC0.090.380.280.020.110.040.020.070.050.021.3833.32
HRV0.120.460.210.040.130.040.060.050.010.050.011.8135.19
HUN0.180.550.210.060.170.060.050.080.010.040.032.0032.83
ISR0.130.400.360.030.220.040.050.050.010.090.011.2930.26
ITA0.080.390.230.020.110.050.030.030.050.011.2233.11
LUX0.090.330.330.020.110.070.070.060.010.070.021.2135.26
NLD0.090.270.180.030.090.070.050.020.050.010.8936.68
POL0.160.440.230.040.140.050.040.060.010.060.011.9034.24
PRT0.100.460.410.040.190.060.060.080.080.021.9430.34
SVN0.100.440.260.030.130.050.050.060.060.021.5335.36
SWE0.100.360.170.030.100.040.060.020.010.080.020.8836.25

Ill-health within-country differences: gaps by gender (Male, Female) and educational attainment (ISCED)

Ill-health indexaIndex for malesIndex for femalesMale, H0: gap =0Female, H0: gap =0




<ISCED3ISCED3b>ISCED3<iISCED3ISCED3>ISCED3<ISCED3ISCED3>ISCED3<ISCED3ISCED3>ISCED3

Countriesp-valuep-valuep-valuep-valuep-valuep-value
AUT−0.1670.31−0.15−0.170.290.010.010.00480.00170.00100.00000.90310.4705
BEL−0.0830.11−0.22−0.250.250.040.040.02780.00000.00000.00000.44000.4432
CHE−0.4760.01−0.05−0.110.14−0.01−0.010.92100.30490.21730.02560.81480.8736
CZE0.0920.06−0.07−0.330.26−0.09−0.090.22060.10870.00000.00000.00410.0033
DEU−0.0070.09−0.00−0.200.340.100.100.50710.90260.00000.00000.00180.0023
DNK−0.3660.13−0.03−0.180.100.140.140.21480.68280.01240.15200.07820.2462
ESP−0.021−0.05−0.19−0.320.16−0.24−0.240.14790.00320.00000.00000.00030.1736
EST0.3540.17−0.06−0.270.460.140.140.06640.17970.00000.00000.00020.0000
FRA−0.1270.01−0.10−0.220.170.040.040.82290.04120.00120.00000.33560.0635
GRC−0.210−0.03−0.27−0.330.200.100.100.57320.00000.00000.00000.19730.8908
HRV0.1400.14−0.27−0.560.15−0.13−0.130.09120.07480.00010.02110.27610.4814
HUN0.2920.28−0.23−0.510.810.010.010.31340.02750.00670.00000.94350.0000
ISR−0.0130.39−0.07−0.240.24−0.11−0.110.00030.43130.00100.00630.09260.0203
ITA−0.124−0.11−0.23−0.260.20−0.03−0.030.00150.00000.00270.00000.65530.1768
LUX−0.0470.34−0.29−0.440.300.210.210.00880.00070.00000.00150.03910.0480
NLD−0.2630.03−0.22−0.280.18−0.14−0.140.61650.01150.00060.00150.15810.7615
POL0.3670.09−0.11−0.310.090.140.140.55780.04320.04050.26690.00540.0006
PRT0.427−0.15−0.27−0.330.26−0.35−0.350.02950.20680.02190.00010.01170.4777
SVN0.0270.26−0.07−0.330.170.060.060.00580.08510.00000.00100.18690.0000
SWE−0.3380.05−0.04−0.220.15−0.04−0.040.33980.53810.00080.00190.40790.2903

Differentiated retirement age equalizing ill-health: between- and within-country differentiation (reference age: 63 years)

CountriesDifferentiated retirementGap to internal reference (65 years)Differentiated retirement, FemalesDifferentiated retirement, MalesEducationF–M gapISCED gapRetirement maximumRetirement minimumMaximum–minimum

>ISCED3<ISCED3ISCED3
AUT67.012.0166.4067.1163.9368.2168.13−0.71−4.2068.6263.595.02
BEL65.020.0262.7768.0660.9267.0368.31−5.29−7.3970.2957.3312.96
CHE77.4512.4577.8179.1573.9577.3384.16−1.35−10.2185.0071.6913.31
CZE61.01−3.9961.1063.5153.5363.2870.11−2.41−16.5871.6949.9721.72
DEU63.73−1.2762.1564.4259.7062.5167.66−2.27−7.9569.0357.4411.60
DNK72.687.6870.8674.2770.1569.8677.69−3.41−7.5478.1567.1610.99
ESP64.12−0.8865.3870.5862.1871.1770.59−5.19−8.4174.3459.9914.35
EST53.30−11.7049.7754.1245.1351.8458.87−4.35−13.7459.6941.5218.17
FRA65.450.4564.7467.1762.9265.7269.23−2.43−6.3170.1761.448.74
GRC68.993.9966.6872.9867.0770.2772.14−6.29−5.0774.9064.4210.48
HRV61.41−3.5959.1464.1357.3763.6863.86−4.99−6.4966.2253.5512.67
HUN50.44−14.5657.7853.9740.0052.0675.573.81−35.5781.1040.0041.10
ISR64.61−0.3964.1564.5953.2467.9371.93−0.44−18.6973.5853.1120.47
ITA68.423.4270.0573.7665.7774.4675.50−3.71−9.7376.0660.6115.45
LUX63.25−1.7563.3165.9855.3866.6571.91−2.66−16.5274.7850.8323.95
NLD69.144.1465.9873.3867.5769.1272.35−7.40−4.7879.1365.5813.55
POL50.03−14.9748.4453.9946.5047.8959.25−5.55−12.7561.6744.0317.64
PRT56.90−8.1058.3462.2255.3560.5864.89−3.88−9.5467.7852.6915.09
SVN64.31−0.6965.5266.2260.6963.9472.99−0.70−12.3074.5360.0714.46
SWE71.986.9868.2376.2568.8971.4476.40−8.02−7.5280.1865.7314.45
Internal reference65 years

Differentiated retirement age equalizing ill-health: between- and within-country differentiation (subjective physical health)

CountriesDifferentiated retirementGap to internal reference (67 years)Differentiated retirement, FemalesDifferentiated retirement, MalesEducationF–M gapISCED gapRetirement maximumRetirement minimumMaximum – minimum

>ISCED3<ISCED3ISCED3
AUT69.282.2869.4168.6365.2970.8070.960.79−5.6771.2264.326.90
BEL68.581.5868.1770.3465.1170.1372.53−2.17−7.4274.2264.909.32
CHE80.9513.9580.7781.4776.3781.9985.00−0.70−8.6385.0074.3810.62
CZE62.02−4.9863.8262.1054.2964.8469.761.73−15.4770.5653.8116.76
DEU64.75−2.2564.6663.7260.2663.8868.420.94−8.1669.5959.779.82
DNK76.379.3776.9376.6074.1275.2280.950.33−6.8281.0873.677.40
ESP66.74−0.2671.3471.7765.4776.2372.98−0.43−7.5178.7563.7515.00
EST55.32−11.6854.3354.8048.5654.2160.92−0.47−12.3662.0247.7914.23
FRA68.881.8869.7069.9266.8869.8472.72−0.21−5.8473.0365.847.19
GRC74.967.9676.1180.0973.3880.8480.09−3.98−6.7183.1069.5213.58
HRV62.89−4.1163.6362.3357.4966.3765.081.30−7.5966.6354.7711.86
HUN55.15−11.8558.6356.9140.0057.8675.461.72−35.4681.1240.0041.12
ISR64.83−2.1766.8864.1355.7966.9873.752.76−17.9675.5154.5220.98
ITA67.530.5371.7670.9065.6873.7474.580.86−8.9076.9963.4113.57
LUX66.59−0.4166.4566.8760.3767.1872.42−0.43−12.0573.1758.3414.83
NLD70.823.8270.9573.7168.3972.5176.10−2.76−7.7179.4868.2211.26
POL48.53−18.4749.1250.3142.5147.3759.27−1.19−16.7660.6842.0118.67
PRT59.81−7.1962.1261.2759.2964.1961.610.85−2.3168.8357.8610.97
SVN65.34−1.6668.9366.1662.4565.2974.882.77−12.4377.4861.4516.03
SWE74.577.5775.4675.3672.2275.7478.260.09−6.0478.9571.707.25
Internal reference67