Factors Shaping the Future of Leasing in Poland. The Role of External Shocks, Regulations, and Emerging Technologies

This study aims to identify and evaluate the key trends in the leasing sector in Poland from the perspective of both the present situation and the coming years. The literature review and the conducted In-Depth Interviews among senior executives of leasing businesses in Poland and among representatives of the Polish Leasing Association enabled us to determine the following list of contemporary trends that are relevant to the leasing sector: the circular economy, the sharing economy and product-as-a-service, incidental and shock-related changes, digitalization, automation and robotization, as well as the development of the electric vehicle segment. Furthermore, many of these phenomena fit into the broader concept of so-called sustainable finance. All of the indicated trends were deemed as relevant by the experts. The leasing sector has not yet reached the maximum of its potential for market expansion in Poland.