Financial literacy training | ||
---|---|---|
Yes | Yes | |
Female1 | ||
• Count | 49** | 202 |
• % (n=251) | 20% | 80% |
Male | ||
• Count | 27 | 16 |
• % (n=43) | 63% | 37% |
Variable | Category | Frequency | Percent (%) |
---|---|---|---|
Gender | |||
Male | 43 | 14 | |
Female | 256 | 83.1 | |
Nonbinary | 7 | 2.3 | |
Prefer not to say | 2 | 0.6 | |
Identity | |||
Aboriginal | 27 | 8.8 | |
Torres Strait Islander | 3 | 0.97 | |
Aboriginal and Torres Strait Islander | 4 | 1.3 | |
Neither Aboriginal nor Torres Strait Islander | 256 | 83.1 | |
Prefer not to say | 18 | 5.8 | |
Employment condition | |||
Full-time | 103 | 33.4 | |
Part-time | 92 | 29.9 | |
Casual | 36 | 11.7 | |
Not currently employed | 70 | 22.7 | |
Prefer not to say | 6 | 1.9 | |
Studying status | |||
Full-time student | 78 | 25.3 | |
Part-time student | 71 | 23.1 | |
Not studying | 156 | 50.6 | |
Prefer not to say | 3 | 0.97 | |
Housing | |||
Living at home with parent | 124 | 40.3 | |
Renting | 133 | 43.2 | |
Own home with mortgage | 38 | 12.3 | |
Other | 8 | 2.6 | |
Prefer not to say | 5 | 1.6 | |
Location | |||
ACT | 6 | 1.9 | |
NSW | 86 | 28.0 | |
NT | 2 | 0.64 | |
QLD | 61 | 19.8 | |
SA | 34 | 11.0 | |
TAS | 6 | 1.95 | |
VIC | 81 | 26.3 | |
WA | 31 | 10.1 |
Do you think about your long-term financial security? | ||
---|---|---|
Yes | Yes | |
Female | ||
• Count | 116 | 21 |
• % (n=137) | 85% | 15% |
Male | ||
• Count | 31 | 2 |
• % (n=33) | 94% | 6% |
Amount of BNPL debt ($) | ||
---|---|---|
Mean | Median | |
Female | $376*** | $150 |
Male | $192 | $110 |
Attraction of BNPL | |||||||
---|---|---|---|---|---|---|---|
Used to spread payments | No interest payments | Way to manage money | Widely accepted | Easier than saving | |||
Female | count |
184 |
85* |
113 |
66 |
71* |
|
Male | Count |
28 |
8 |
13 |
12 |
6 |
Themes | % of responses (n=112) |
---|---|
Wealth, financial security, and a comfortable future | 39% |
For emergencies and for family | 21% |
For buying properties (either for living or investment) | 19% |
Saving, paying debts and other | 13% |
Stress and worried of debt | 8% |