The paper is focused on the sociolinguistic study of borrowings used in twenty-first century American literature to bring out their potential to translate status and high social position of characters. The study is aimed at proving that borrowings are socially charged and function in speech as indices of socially privileged layers of society. The study of modern British novels by Jeffrey Archer carried out earlier revealed four categories of borrowings, serving to represent upper-class characters: 1) terms, 2) a pair of synonymous words of Germanic and foreign origin, 3) U-class words, and 4) loan words used ironically. The study of American novels by Amor Towles