This work is licensed under the Creative Commons Attribution 4.0 International License.
Tanda, A., & Schena, C. M. (2019). Bank Strategies in the Light of the Digitalisation of Financial Activities. Palgrave Macmillan Studies in Banking and Financial Institutions. Search in Google Scholar
Kanungo, R. P., & Gupta, S. (2021). Financial inclusion through digitalisation of services for well-being. Technological Forecasting and Social Change, 167(5), 120721. Search in Google Scholar
Bouyon, S. (2018). Cost and Value in Banks: A model fit for the digital era? ECRI Papers. Search in Google Scholar
Diener, F., & Paek, M. (2021). Digital Transformation in Banking: A Managerial Perspective on Barriers to Change. Sustainability, 13(4), 2032. Search in Google Scholar
Beck, T., Cecchetti, S. G., Grothe, M., et al. (2022). Will video kill the radio star? Digitalisation and the future of banking. Report of the Advisory Scientific Committee. Search in Google Scholar
Toloba, C., & JMD Río. (2020). The outlook for the digitalisation of Spanish banks: risks and opportunities. Revista de Estabilidad Financiera. Search in Google Scholar
Jie, S., & Chen, H. (2015). Internet Finance Innovation and Traditional Bank Transformation Based on Big Data. Finance & Economics. Search in Google Scholar
Bill & Melinda Gates Foundation, World Bank. (2014). The Opportunities of Digitizing Payments. Search in Google Scholar
Oana-Mihaela, I., Popescu, C., & Iacob, S. E. (2017). Transforming the Banking Organization in the Context of Digital Economy. Proceedings RCE 2017, 284-292. Search in Google Scholar
Ferrari, R. (2016). Fin Tech impact on retail banking – From a universal banking model to banking verticalization. In The Fin Tech book: The financial technology handbook for investors, entrepreneurs and visionaries, 248-252.Search in Google Scholar
Broeders, Khanna. (2015). Strategic choices for banks in the digital age. Mc Kinsey Quarterly Review. Search in Google Scholar
Hawes, A., & Chitra, T. (2016). Keeping up with the Fin Techs: A banker’s strategy for digital transformation. Journal of Digital Banking. Search in Google Scholar
Hansen, K. (2019). Achieving velocity in digital banking: Focusing on complexity reduction, cloud-first and AI-first solution design. Journal of Digital Banking, 4(1), 35-44. Search in Google Scholar
Japparova, I., & Rupeika-Apoga, R. (2017). Banking Business Models of the Digital Future: The Case of Latvia. European Research Studies Journal. Search in Google Scholar
Omarini, A. E. (2018). Banks and Fintechs: How to Develop a Digital Open Banking Approach for the Bank’s Future. International Business Research. Search in Google Scholar
Klimontowicz, M., & Derwisz, K. (2016). Mobile Technology on the Retail Banking Market. International Journal of Bank Marketing, 322-330. Search in Google Scholar
Fehér, P., & Varga, K. (2017). Using design thinking to identify banking digitization opportunities – snapshot of the Hungarian banking system. BLED. Search in Google Scholar
De Carvalho, Francisco de A. T., Balzanella, Antonio, Irpino, Antonio, & Verde, Rosanna. (2021). Co-clustering algorithms for distributional data with automated variable weighting. Information Sciences: An International Journal, 549(1). Search in Google Scholar
Mello, A. R. F. D. (2018). Estimating data stream tendencies to adapt clustering parameters. International Journal of High Performance Computing and Networking, 11(1). Search in Google Scholar