[
*** (2010). Europe 2020. A strategy for smart, sustainable and inclusive growth /* COM/2010/2020 final */ Europa 2020: Strategia Uniunii Europene pentru ocuparea forței de muncă și creștere economică.
]Search in Google Scholar
[
*** (2014). Strategia Naţională privind Agenda Digitală pentru România Iulie 2014. The National Strategy for the Digital Agenda for Romania, July 2014.
]Search in Google Scholar
[
*** (2014). Strategia Naţională privind Agenda Digitală pentru România Iulie 2014. The National Strategy for the Digital Agenda for Romania, July 2014.
]Search in Google Scholar
[
*** (2020). Digital Finance Strategy for the Eu, Communication from the Commission to the European Parliament, the Council, the European Economic and Social Committee and the Committee of the Regions, Brussels, 24.9.2020, Online: https://ec.europa.eu/transparency/regdoc/rep/1/2020/EN/COM-2020-591-F1-EN-MAIN-PART-1.PDF.
]Search in Google Scholar
[
*** (2020). What is digital financing?, Online:https://ec.europa.eu/info/business-economy-euro/banking-and-finance/digital-finance_en.
]Search in Google Scholar
[
Ananda, S.; Sonal Devesh & Anis Moosa Al Lawati (2020). What factors drive the adoption of digital banking? An empirical study from the perspective of Omani retail banking, Journal of Financial Services Marketing, Vol. 25, 14-24.
]Search in Google Scholar
[
Baxter, H. (2021). Digital Finance: Security Tokens and Unlocking the Real Potential of Blockchain, 208 p., Wiley, ISBN13:9781119756309.
]Search in Google Scholar
[
Benni, N. (2021) Digital finance and inclusion in the time of COVID-19: Lessons, experiences and proposals. Rome, FAO. https://doi.org/10.4060/cb2109en, http://www.fao.org/.10.4060/cb2109en
]Search in Google Scholar
[
Bodislav, D.A., Buzoianu, O.A.C., Burlacu, S., & Rădulescu, C.V. (2020). Analysis of companies in Romania from the perspective of risk perception and the management needs thereof. Economic Convergence in European Union, 341.
]Search in Google Scholar
[
Bran, F., Rădulescu, C.V., Bodislav, D.A., & Burlacu, S. (2020). Environmental risks in the context of globalization. Economic Convergence in European Union, 350.
]Search in Google Scholar
[
Burlacu, S., Alpopi, C., Mitrită, M., & Popescu, M.L. (2019). Sustainable e-Governance and Human Resource Development. European Journal of Sustainable Development, 8(5), 16.10.14207/ejsd.2019.v8n5p16
]Search in Google Scholar
[
Burlacu, S., Profiroiu, A., & Vasilache, P. C. (2019). Impact of Demography on the Public Finance of the European Union. Calitatea, 20(S2), 136-138.
]Search in Google Scholar
[
Ciobanu, G., Ghinăraru, C., Davidescu, A.A.M., Creţu, A.S., Chiriac, B. (2015). Aspecte ale dezvoltării economiei digitale în România: teorie, tehnici de măsurare, politici de dezvoltare şi locuri de muncă, Bucureşti:Editura Universitară, ISBN 978-606-28-0266-0.
]Search in Google Scholar
[
Danchev, S., Gatopoulos, G., Vettas, N. (2020). Penetration of Digital Payments in Greece after Capital Controls: Determinants and Impact on VAT Revenues, CESifo Economic Studies, 66(3), September 2020, 198-220, https://doi.org/10.1093/cesifo/ifz019.10.1093/cesifo/ifz019
]Search in Google Scholar
[
Flyverbom, M., Deibert, R., Matten, D. (2017). The Governance of Digital Technology, Big Data, and the Internet: New Roles and Responsibilities for Business, Business & Society, 58(1), 3-19.10.1177/0007650317727540
]Search in Google Scholar
[
Forte, E., Bortz, M., Burger, J., Vrabec, J., and Hasse, H. (2019). Digitalization in Thermodynamics, Chemie Ingenieur Technik, Online ISSN:1522-2640, published: 08 January 2019, https://doi.org/10.1002/cite.201800056.10.1002/cite.201800056
]Search in Google Scholar
[
Helwerda, R. (2020). Digitalisation, Industrial Revolutions and the Second Law of Thermodynamics.
]Search in Google Scholar
[
Jianu, I., Dobre, I., Bodislav, D.A., Radulescu, C.V., & Burlacu, S. (2019). The Implications of Institutional Specificities on the Income Inequalities Drivers In European Union, Economic Computation and Economic Cybernetics Studies and Research, 53(2), 59-76.10.24818/18423264/53.2.19.04
]Search in Google Scholar
[
Negescu, M.D., Burlacu, S., Mitriţă, M., Buzoianu, O.C.A. (2020). Managerial Analysis of Factoring at the International Level Challenges of the Contemporary Society. Proceedings; Cluj-Napoca, 13(1), 99-102, Cluj-Napoca, Babes Bolyai University.
]Search in Google Scholar
[
OECD (2018). Financial Markets, Insurance and Private Pensions: Digitalisation and Finance, http://www.oecd.org/finance/Financial-markets-insurance-pensions-digitalisation-and-finance.pdf.
]Search in Google Scholar
[
Ogorodnikov, P. I., Zaloznaia, G. M., Borovskii, A.S. (2018). Огородников П. И., Залозная Г. М., Боровский А. С. Системный анализ обеспечения стабильности эффективного функционирования инновационной и цифровой экономики на основе интеллектуализации системы комплексной безопасности // Экономика региона. — 2018. – Т. 14, вып. 4. – С. 1221-1231.
]Search in Google Scholar
[
Orzan, M.C., Burlacu, S., Florescu, M.S., Orzan, O.A., & Macovei, O.I. (2020). The effects of online marketing on financial performance in the textile industry, Industria Textila, 71(3), 288-293.10.35530/IT.071.03.1826
]Search in Google Scholar
[
Paulin, A. (2018). Digitalisation vs. Informatization: different approaches to governance transformation, CEE e|Dem and e|Gov Days 2018, 251-260, Including a Workshop on Smart Cities organized by the Congress of Local and Regional Authorities of the Council of 2018, Budapest, Facultas 2018, ISBN-10: 3708917375, ISBN-13: 978-3708917375.
]Search in Google Scholar
[
Ozili, P.K. (2018). Impact of digital finance on financial inclusion and stability, 18(4), December 2018, Borsa Istanbul Review, 329-340.10.1016/j.bir.2017.12.003
]Search in Google Scholar
[
Rădulescu, C.V., Burlacu, S., Bodislav, D.A., & Bran, F. (2020). Entrepreneurial Education in the Context of the Imperative Development of Sustainable Business, European Journal of Sustainable Development, 9(4), 93-93.10.14207/ejsd.2020.v9n4p93
]Search in Google Scholar
[
Shofawati, A. (2019). The Role of Digital Finance to Strengthen Financial Inclusion and the Growth of SME in Indonesia 2nd ICIEBP The 2nd International Conference on Islamic Economics, Business, and Philanthropy (ICIEBP) Theme: “Sustainability and Socio Economic Growth” Volume 2019.
]Search in Google Scholar
[
Yang, L., Youtang Zhang, Y. (2020). Digital Financial Inclusion and Sustainable Growth of Small and Micro Enterprises – Evidence Based on China’s New Third Board Market Listed Companies, www.mdpi.com.10.3390/su12093733
]Search in Google Scholar
