1. bookVolume 11 (2022): Edition 2 (May 2022)
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eISSN
2336-9205
Première parution
11 Mar 2014
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3 fois par an
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Anglais
access type Accès libre

The Influence of Capital Requirement of Basel III Adoption on Banks’ Operating Efficiency: Evidence from U.S. Banks

Publié en ligne: 30 Apr 2022
Volume & Edition: Volume 11 (2022) - Edition 2 (May 2022)
Pages: 5 - 26
Reçu: 14 Oct 2020
Accepté: 01 Jun 2021
Détails du magazine
License
Format
Magazine
eISSN
2336-9205
Première parution
11 Mar 2014
Périodicité
3 fois par an
Langues
Anglais
Abstract

The United States is recognized as the largest economic entity in the world and its financial system has developed steadily through the guidance of the Federal Reserve System for over one hundred years. However, in recent years, the global economic downturn, coupled with the global COVID-19 pandemic, has led to an unprecedented economic depression and rapid decline in the United States financial sector. Although the U.S. government has gradually instructed banks to raise the core quantity but a giant crisis under the economic depression is still present. This study thus takes U.S. commercial banks as the subject of research and employs the two-stage bootstrapped truncated regression to investigate the impacts of increases in required Core, Tier 1, and total capital adequacy ratios on their efficiency.

Keywords

JEL Classification

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