[
Acquisti A., Taylor C., Wagman L. (2016). The Economics of Privacy. Journal of Economic Literature. 54(2), 442-492. https://doi.org/10.1257/jel.54.2.442
]Search in Google Scholar
[
Agur, I., Ari, A., & Dell’Ariccia, G. (2019). Designing Central Bank Digital Currencies (IMF Working Paper No. WP/19/252) (1-38). Retrieved from: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3523125 https://doi.org/10.1108/JMLC-11-2021-0126
]Search in Google Scholar
[
Alfonso V., Kamin S., Zampolli F. (2022). Central Bank Digital Currencies (CBDCs) in Latin America and the Caribbean. BIS Working Paper. №989. 1-44.
]Search in Google Scholar
[
Athey S., Catalini C., Tucker C. (2017). The Digital Privacy Paradox: Small Money, Small Costs, Small Talk. NBER Working Paper. №23488. 1-34. Retrieved from: https://www.nber.org/system/files/working_papers/w23488/w23488.pdf10.3386/w23488
]Search in Google Scholar
[
Auer R., Cornelli G. Frost J. (2020). Rise of Central Bank Digital Currency: Drivers, Approaches and Technologies. BIS Working Paper. №880 (1-44). Retrived from: https://www.bis.org/publ/work880.pdf10.2139/ssrn.3724070
]Search in Google Scholar
[
Auer R., Frost J., Gambacorta L., Monnet C., Rice T., Shin H. S. (2021). Central Bank Digital Currencies: Motives, Economic Implications and Research Frontier. BIS Working Paper. №976. 1-30. https://doi.org/10.2478/eoik-2021-0019
]Search in Google Scholar
[
Borgonovo E., Caselli S., Cillo A., Masciandaro D., Rabitti G. (2021). Money, Privacy, Anonymity: What Do Experiments Tell Us? Journal of Financial Stability. Vol. 56. https://doi.org/10.1016/j.jfs.2021.100934
]Search in Google Scholar
[
Borio, C. (2019). On Money, Debt, Trust, and Central Banking. BIS Working Paper №763. Retrieved from: https://www.bis.org/publ/work763.htm
]Search in Google Scholar
[
Croxson K., Frost J., Gambacorta L., Valletti T. (2022). Platform-Based Business Models and Financial Inclusion. BIS Working Paper. №986. рр. 1-33.
]Search in Google Scholar
[
European Central Bank (2019). Exploring Anonymity in Central Bank Digital Currencies. ECB. In Focus №4. 1-11.
]Search in Google Scholar
[
European Central Bank (2021). Eurosystem report on the public consultation on a digital euro. April 2021.
]Search in Google Scholar
[
Falicov S. (2001). Ethnicity and the Meaning of Money and Property. American Behavioral Scientist, 45 (2), 313-328.10.1177/00027640121957088
]Search in Google Scholar
[
Grothoff Ch., Moser T. (2021). How to Issue Privacy-Preserving Central Bank Digital Currency. SUERF Policy Briefs №114. 1-6.10.2139/ssrn.3965050
]Search in Google Scholar
[
Guiso L., Sapienza P., Zingales L. (2006). Does Culture Affect Economic Outcomes? Journal of Economic Perspectives. 20 (2). 23-48. https://doi.org/10.1257/jep.20.2.23
]Search in Google Scholar
[
Halaburda, H., Haeringer, G., Gans, J. S., and Gandal, N. (2020). The Microeconomics of Cryptocurrencies. (NBER Working Papers No. 27477). Retrieved from: https://www.nber.org/system/files/working_papers/w27477/w27477.pdf10.3386/w27477
]Search in Google Scholar
[
Henchoz C., Coste T., Wernli B. (2019). Culture, Money Attitudes, and Economic Outcomes. Swiss Journal of Economics and Statistics. 155 (2). 1-13. https://doi.org/10.1186/s41937-019-0028-4
]Search in Google Scholar
[
Jong de E. (2002). Why Are Price Stability and Statutory Independence of Central Banks Negatively Correlated? The Role of Culture. European Journal of Political Economy. 18((4). 675-694. https://doi.org/10.1016/j.jfs.2021.100934
]Search in Google Scholar
[
Jost A. (2018). Cultural Differences in Monetary Policy Preferences. Swiss National Bank Working paper. 2/2018. 1-46.
]Search in Google Scholar
[
Kahn Ch., McAndrews J., Roberds W. (2004). Money is Privacy. Federal Bank of Atlanta Working Paper 2004-18. 1-23.
]Search in Google Scholar
[
Kocherlakota, N. (1996). Money is Memory. Research Department Staff Report No. 218. Federal Reserve Bank of Minneapolis. Retrieved from https://www.minneapolisfed.org/research/staff-reports/money-is-memory10.21034/sr.218
]Search in Google Scholar
[
Kocherlakota, N. (1998). Money is Memory. Journal of Economic Theory, 81(2), 232-251. https://doi.org/10.1006/jeth.1997.2357 https://doi.org/10.1017/S1365100515000541
]Search in Google Scholar
[
Koziuk V. (2021). Confidence in digital money: Are central banks more trusted than age is matter? Investment Management and Financial Innovations, 18 (1), 12-32. http://dx.doi.org/10.21511/imfi.18(1).2021.0210.21511/imfi.18(1).2021.02
]Search in Google Scholar
[
Koziuk V. (2021). Willingness to adopt digital currency: whether central bank independence is important. Finance of Ukraine, 3, 7-22. https://doi.org/10.33763/finukr2021.03.007
]Search in Google Scholar
[
Li Y., Kobsa A., Knijnenburg B., Nguyen C. (2017). Cross-Cultural Privacy Predictions. Proceedings on Privacy Enhancing Technologies 3 (2). 1-20. https://doi.org/10.1515/popets-2017-0019
]Search in Google Scholar
[
Mancini-Griffoli, T., Martinez Peria, M. S., Agur, I., Ari, A., Kiff, J., Popescu, A., &Rochon, C. (2018). Casting Light on Central Bank Digital Currency (IMF Staff Discussion Notes No. 18/08). Retrieved from: https://www.imf.org/en/Publications/Staff-Discussion-Notes/Issues/2018/11/13/Casting-Light-on-Central-Bank-Digital-Currencies-46233
]Search in Google Scholar
[
Masciandaro D. (2018). Central Bank Digital Cash and Cryptocurrencies: Insights from Baumol-Friedman Demand for Money. Australia Economic Review. 51 (4). 1-11. https://doi.org/10.1111/1467-8462.12304
]Search in Google Scholar
[
Omrani N., Soulié N. (2017) : Culture, Privacy Conception and Privacy Concern: Evidence from Europe before PRISM, 14th Asia-Pacific Regional Conference of the International Telecommunications Society (ITS): “Mapping ICT into Transformation for the Next Information Society”, Kyoto, Japan, 24th-27th June, 2017, International Telecommunications Society (ITS), Calgary
]Search in Google Scholar
[
Schnabel, I., & Shin, H. S. (2004). Liquidity and Contagion: The Crisis of 1763. Journal of the European Economic Association, 2 (6), 1-40. https://doi.org/10.1162/1542476042813887
]Search in Google Scholar
[
Schnabel, I., & Shin, H. S. (2018). Money and Trust: Lessons from the 1620s for Money in the Digital Age BIS Working Paper No. 698. Retrieved from: https://www.bis.org/publ/work698.html
]Search in Google Scholar
[
Tognato C. (2012). Central Bank Independence. Cultural Codes and Symbolic Performance. Palgrave MacMillan. NY.10.1057/9781137268839
]Search in Google Scholar
[
Trepte S., Reinecke L., Ellison N., Quiring O., Yao M., Ziegele M. (2017). A Cross-Country Perspective on Privacy Calculus. Social Media + Society, 3 (1), 1-13. https://doi.org/10.1177/2056305116688035
]Search in Google Scholar
[
Vaz, J., & Brown, K. (2020). Money Without Institutions, How Can Cryptocurrencies be Trusted? Paper presented on Financial Engineering and Banking Society Conference. Prague. Retrieved from: https://www.efmaefm.org/0EFMAMEETINGS/EFMA%20ANNUAL%20MEETINGS/2020-Dublin/papers/EFMA%202020_stage-1301_question-Full%20Paper_id-207.pdf
]Search in Google Scholar
[
World Economic Forum (2021). Privacy and Confidentiality of Central Bank Digital Currency. White Paper. November 2021.
]Search in Google Scholar
[
Zanini, M., & Migueles, C. (2013). Trust as an Element of Informal Coordination and its Relationship with Organizational Performance. EconomiA, 14(2), 77-87. https://doi.org/10.1016/j.econ.2013.08.005
]Search in Google Scholar
[
Zelizer, V. (1994). The Social Meaning of Money. NY.: Basic Books.
]Search in Google Scholar
[
Zucker, L. (1986). Production of Trust: Institutional Sources of Economic Structure, 1840-1920. Research in Organizational Behavior, 8, 53-111. Retrieved from https://psycnet.apa.org/record/1988-10420-001
]Search in Google Scholar
[
Kuhn, M., & Johnson, K. (2013). Applied Predictive Modeling. New York: Springer. https://link.springer.com/book/10.1007/978-1-4614-6849-310.1007/978-1-4614-6849-3
]Search in Google Scholar
