<abstract xmlns="http://www.w3.org/1999/xhtml">

<p>The 75 years history of Albina Bank reflects in its main characteristics that particularize it in the modern banking system the forms and crediting policies present in its statutes.</p>
<p>The initial focus of the Albina Bank board was to activate a diverse palate of credit activities – in the first statute of the bank we can find no less than 15 types of loans. Few were actually accommodated, according to the possibilities of financing and also related to the social and economic background of the future debtors that came, the majority until 1918 from the rural areas. More so, the bank took into account the economic, financial and political context where the Romanian elite from Transylvania activated. Thus, in the first period of activity of the Albina bank its board will activate the most mobile types of crediting (credit of input and lending with public collaterals) wanting to increase the funding sources which are the main focus on the first part on an extended study.</p>
</abstract>

The 75 years history of Albina Bank reflects in its main characteristics that particularize it in the modern banking system the forms and crediting policies present in its statutes.
The initial focus of the Albina Bank board was to activate a diverse palate of credit activities – in the first statute of the bank we can find no less than 15 types of loans. Few were actually accommodated, according to the possibilities of financing and also related to the social and economic background of the future debtors that came, the majority until 1918 from the rural areas. More so, the bank took into account the economic, financial and political context where the Romanian elite from Transylvania activated. Thus, in the first period of activity of the Albina bank its board will activate the most mobile types of crediting (credit of input and lending with public collaterals) wanting to increase the funding sources which are the main focus on the first part on an extended study.

Landmarks in the Evolution of the Main Types of Banking Operations of Albina in Sibiu 1872-1946. I

Acta Marisiensis. Seria Historia

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.

The 75 years history of Albina Bank reflects in its main characteristics that particularize it in the modern banking system the forms and crediting policies...

Landmarks in the Evolution of the Main Types of Banking Operations of Albina in Sibiu 1872-1946. I

Publié en ligne: 26 mai 2021

Pages: 78 - 104

DOI: https://doi.org/10.2478/amsh-2020-0013

Mots clés
Albina Bank, Sibiu, crediting modes, financial resources, level of economic activity

© 2020 Vasile Dobrescu, published by Sciendo

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.

Landmarks in the Evolution of the Main Types of Banking Operations of Albina in Sibiu 1872-1946. I

Publié en ligne: 26 mai 2021

Pages: 78 - 104

DOI: https://doi.org/10.2478/amsh-2020-0013

Mots clésAlbina Bank, Sibiu, crediting modes, financial resources, level of economic activity

© 2020 Vasile Dobrescu, published by Sciendo

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.

Mots clés
Albina Bank, Sibiu, crediting modes, financial resources, level of economic activity