<abstract xmlns="http://www.w3.org/1999/xhtml">

<p>The article is devoted to identifying the features of the transformation of the regional models of the households’ financial behavior. An algorithm and a method for determining the level of the households’ financial behavior transformation are proposed. Based on this methodology, the authors made calculations that allowed to group the regions according to the level of the households’ financial behavior transformation. As a result, four groups of regions have been identified: with a high level of the households’ financial behavior transformation, with a level above average, with a medium and low level of the households’ financial behavior transformation. Features of each group of regions are described. The increase in the impact of digitalization on the financial behavior of households as a result of the COVID-19 pandemic has been demonstrated.</p>
</abstract>

The article is devoted to identifying the features of the transformation of the regional models of the households’ financial behavior. An algorithm and a method for determining the level of the households’ financial behavior transformation are proposed. Based on this methodology, the authors made calculations that allowed to group the regions according to the level of the households’ financial behavior transformation. As a result, four groups of regions have been identified: with a high level of the households’ financial behavior transformation, with a level above average, with a medium and low level of the households’ financial behavior transformation. Features of each group of regions are described. The increase in the impact of digitalization on the financial behavior of households as a result of the COVID-19 pandemic has been demonstrated.

Features of the Transformation of the Regional Models of the Households’ Financial Behavior

Dr. Assoc. Prof. Chernihiv Polytechnic National University

Dr. Prof. Chernihiv Polytechnic National University

PhD, Assoc. Prof. Chernihiv Polytechnic National University

PhD. Assoc. Prof. Chernihiv Polytechnic National University

Management Theory and Studies for Rural Business and Infrastructure Development

This work is licensed under the Creative Commons Attribution 4.0 International License.

The article is devoted to identifying the features of the transformation of the regional models of the households’ financial behavior. An algorithm and a...

Features of the Transformation of the Regional Models of the Households’ Financial Behavior

Publié en ligne: 26 avr. 2022

Pages: 117 - 124

Reçu: 14 févr. 2022

Accepté: 24 févr. 2022

DOI: https://doi.org/10.15544/mts.2022.12

Mots clés
digitalization, financial behavior, household, the level of the households’ financial behavior transformation, regional models of financial behavior, transformation

© 2022 Olha Popelo et al., published by Sciendo

This work is licensed under the Creative Commons Attribution 4.0 International License.

Features of the Transformation of the Regional Models of the Households’ Financial Behavior

Publié en ligne: 26 avr. 2022

Pages: 117 - 124

Reçu: 14 févr. 2022

Accepté: 24 févr. 2022

DOI: https://doi.org/10.15544/mts.2022.12

Mots clésdigitalization, financial behavior, household, the level of the households’ financial behavior transformation, regional models of financial behavior, transformation

© 2022 Olha Popelo et al., published by Sciendo

This work is licensed under the Creative Commons Attribution 4.0 International License.

Mots clés
digitalization, financial behavior, household, the level of the households’ financial behavior transformation, regional models of financial behavior, transformation