The Role of Deposit Financial Institutions in the Development of Real Sector in the Republic of Srpska

Deposit financial institutions are known for a wide range of providing traditional financial services, from current accounts and systems of planning of savings, to granting loans to companies, clients and countries. At the present time, deposit financial institutions do not limit their services only to those traditional, but quickly begin providing general financial services, such as: securities trading, protection insurance, financial planning, management of pension systems, the provision of advisory services to companies that are in the process of fusion, and other new services. The objective of the paper is to present the deposit financial institutions which operate in the Republic of Srpska and determine their role in the development of the real sector. Research work should show whether the deposit financial institutions, such as financing sources, are the development drivers of the real sector in the Republic of Srpska or limiting factor in the development of this sector.