<abstract xmlns="http://www.w3.org/1999/xhtml">

<p>The institute of asset securitisation emerged at the end of the 20th and 21st centuries while the securitisation market has developed significantly in global capital markets. This article raises questions about the concepts of asset securitisation and their regulation in Latvia. This research topic is selected because the financial market is currently developing intensively. The aim of the research is to examine the procedure and regulation of securitisation of assets and the advantages of their use. The research task is to analyse the legal framework of the securitisation of assets in Latvia and identify the current issues. Within the framework of the research, the analytical method, descriptive method, induction and deduction method, and the logical and legal method have been used. As a result of the research, the author draws conclusions about the use of securitisation of assets, indicates the lack of appropriate regulation in Latvia and claims that thanks to digitalisation and the widespread use of securitisation around the world, including mortgages, the concept of ownership will be transformed into digital claims rights, which will lead to the creation of new forms of civil law relations.</p>
</abstract>

The institute of asset securitisation emerged at the end of the 20th and 21st centuries while the securitisation market has developed significantly in global capital markets. This article raises questions about the concepts of asset securitisation and their regulation in Latvia. This research topic is selected because the financial market is currently developing intensively. The aim of the research is to examine the procedure and regulation of securitisation of assets and the advantages of their use. The research task is to analyse the legal framework of the securitisation of assets in Latvia and identify the current issues. Within the framework of the research, the analytical method, descriptive method, induction and deduction method, and the logical and legal method have been used. As a result of the research, the author draws conclusions about the use of securitisation of assets, indicates the lack of appropriate regulation in Latvia and claims that thanks to digitalisation and the widespread use of securitisation around the world, including mortgages, the concept of ownership will be transformed into digital claims rights, which will lead to the creation of new forms of civil law relations.

Institute of Asset Securitisation

Socrates. Rīga Stradiņš University Faculty of Law Electronic Scientific Journal of Law.

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

{"article-title":"Institute of Asset Securitisation"}

The institute of asset securitisation emerged at the end of the 20th and 21st centuries while the securitisation market has developed significantly in global...

Institute of Asset Securitisation

Article Category: Research Article

Publicado en línea: 31 may 2023

Páginas: 26 - 34

DOI: https://doi.org/10.25143/socr.25.2023.1.26-34

Palabras clave
financial instruments, mortgage, securitisation, whole loans

© 2023 Irina Cvetkova, published by Sciendo

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

Institute of Asset Securitisation

Article Category: Research Article

Publicado en línea: 31 may 2023

Páginas: 26 - 34

DOI: https://doi.org/10.25143/socr.25.2023.1.26-34

Palabras clavefinancial instruments, mortgage, securitisation, whole loans

© 2023 Irina Cvetkova, published by Sciendo

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.

Palabras clave
financial instruments, mortgage, securitisation, whole loans