1. bookVolumen 17 (2022): Edición 1 (April 2022)
Detalles de la revista
License
Formato
Revista
eISSN
2344-5416
Primera edición
06 Mar 2015
Calendario de la edición
3 veces al año
Idiomas
Inglés
access type Acceso abierto

Are The Effect of Housing Prices on Bank Performance Different Among Korean Commercial, Regional and Specialized Banks?

Publicado en línea: 31 May 2022
Volumen & Edición: Volumen 17 (2022) - Edición 1 (April 2022)
Páginas: 85 - 90
Detalles de la revista
License
Formato
Revista
eISSN
2344-5416
Primera edición
06 Mar 2015
Calendario de la edición
3 veces al año
Idiomas
Inglés
Abstract

This study analyzes the effect of housing prices on banking performance in Korea. The findings of the study reveal that the impact of housing price changes on banking performance was different in the commercial banks, regional banks and specialized banks. This seems to be due to the different characteristics of each bank. The three types of banks in Korea have different functions, and thus the impact of changes in housing prices on their respective banking performance is different. Therefore, it would be desirable for Korea’s financial regulatory authorities to draw up policies and perform its supervisory functions in consideration of these points.

Keywords

Banai, Á and Vágó, N. (2018). The effect of house prices on bank risk: Empirical evidence from Hungary, NPB Working Paper No. 289, Narodowy Bank Polski, Economic Research Department. Search in Google Scholar

Che, X., Li, B., Guo, K, and Wang, J. (2011). Property prices and bank lending: Some evidence from China’s regional financial centers, Procedia Computer Science, 4, pp. 1660-1667. Search in Google Scholar

Choi, E. Y., Koh, S. S., and Hawang, H. D. (2011). An analysis of the effect of change real estate prices on the bank, Housing Studies Review, 19, pp. 101-121. Search in Google Scholar

Cloyne, J., Hiber, K., Ilzetzki, E., and Kleven, H. (2019). The effect of house prices on household borrowing: A new approach, American Economic Review, 109, pp. 2104-2136. Search in Google Scholar

Goodhart, C. and Hofmann, B. (2008). House prices, money, credit and the macroeconomy, Oxford Review of Economic Policy, 24, pp. 180-205. Search in Google Scholar

Killins, R. N. (2020). Real estate prices and banking performance: Evidence from Canada, Journal of Economics and Finance, 44, pp. 78-98. Search in Google Scholar

Kim, H. N., Lee, S. J., and Park, S. G. (2012). Effect of real estate price and household loans on performance of banks – Focusing on panal VAR analysis, Construction Economy & Industry Studies, 3, pp. 31-55. Search in Google Scholar

Koetter, M and Poghosyan, T. (2010). Real estate prices and bank stability, Journal of Banking and Finance, 34, pp. 1129-1138. Search in Google Scholar

Kok, S. H. and Ismail, N. W. (2019). House price changes and Islamic bank stability: Evidence from Malaysia, Journal of Islamic Monetary Economics and Finance, 5, pp. 1-20. Search in Google Scholar

Ok, Y., Kim, J., and Park, Y. J. (2019). The effect of housing prices on bank performance in Korea, Sustainability, 11, pp. 1-14. Search in Google Scholar

Park, Y. W. And Bang, D. W. (2017). An analysis of the relationship between houseprices and bank lending in Korea, Journal of Money & Finance, 26, pp. 107-141. Search in Google Scholar

Artículos recomendados de Trend MD

Planifique su conferencia remota con Sciendo