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The expertise of financial influencers and strategies of calibration towards monetisation

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19 may 2025

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Figure 1

Promotion of financial platform using influencer classic strategy by hello_sofie
Comments: Overlay text translation: “Get your pension in order in less than 90 seconds”
Source: Lindquist, 2024
Promotion of financial platform using influencer classic strategy by hello_sofie Comments: Overlay text translation: “Get your pension in order in less than 90 seconds” Source: Lindquist, 2024

Figure 2

Female Invest’s strategy of emphasising financial learning and community
Source: Female Invest (www.femaleinvest.com/)
Female Invest’s strategy of emphasising financial learning and community Source: Female Invest (www.femaleinvest.com/)

Figure 3

Presentation of Jeppe Kirk Bonde
Comments: The presentations of Jeppe Kirk Bonde are emphasising market performance and credentials on his website (left) and Quarterly Investor Update on eToro (right).
Source: Bonde Invest, 2019 (retrieved December 1, 2024, from eToro.com)
Presentation of Jeppe Kirk Bonde Comments: The presentations of Jeppe Kirk Bonde are emphasising market performance and credentials on his website (left) and Quarterly Investor Update on eToro (right). Source: Bonde Invest, 2019 (retrieved December 1, 2024, from eToro.com)

Figure 4

Examples of recruitment posts from an investment MLM operation
Examples of recruitment posts from an investment MLM operation

Summary of configurations

Influencer classic Academy operator Platformised trader Veiled promoter
Examples Hello_sofie Female_invest Jeppe Kirk Bonde MLMs (e.g., iGenius, IM Academy, Be.club)
Ungeinvestorer Danielspengetips SES Trading
Pengemette Moneymum CPH Trading Academy
Audience members as… Followers Customers and longer-term clients Co-investors and copy-traders Resources / Investors
Primary monetisation mechanism Influencer marketing (ads, sponsorships) Own products and services off platform Partnership with investment platform Recruiting into pyramid scheme or MLM organisation
Primary domain of expertise Everyday life Investment and everyday finance Trading with assets Marketing and personal sales