Acceso abierto

Neobanks’ Footprint on the Transformative Path of the Austrian and the Slovenian Banking Market

, ,  y   
03 abr 2025

Cite
Descargar portada

Addiko bank. (2024). Addiko kredit v mBills aplikaciji. Retrieved from: https://www.addiko.si/obcani/e-bancnistvo/addikombills-kredit/ Search in Google Scholar

Atzler, E. (2019). Cerberus setzt auf Ratenkredite. Handelsblatt. Retrieved from: https://www.handelsblatt.com/finanzen/banken-versicherungen/banken/finanzinvestoren-cerberus-setzt-auf-ratenkredite/24027472.html Search in Google Scholar

Banka Slovenije. (2007). Letno poročilo 2006. Retrieved from: https://bankaslovenije.blob.core.windows.net/publication-files/LP_SLO_2006.pdf Search in Google Scholar

Banka Slovenije. (2021). Finteh in plačevanje: trendi. Retrieved from: https://bankaslovenije.blob.core.windows.net/publication-files/finteh-in-placevanje-trendi.pdf Search in Google Scholar

Banka Slovenije. (2024a). Letno poročilo 2023. Retrieved from: https://bankaslovenije.blob.core.windows.net/publication-files/letno-porocilo-2023.pdf Search in Google Scholar

Banka Slovenije. (2024b). Poročilo o finančni stabilnosti. Retrieved from: https://bankaslovenije.blob.core.windows.net/publication-files/fsr_april_24_03.pdf Search in Google Scholar

BAWAG. (2021). Übernahme der Hello bank! Österreich durch die BAWAG Group erfolgreich vollzogen. Retrieved from: www.bawaggroup.com/resource/blob/39048/71fc62492de662d63a8e22c670a2df0f/hello -bank-austria-acquisition-by-bawag-group-completed-data.pdf Search in Google Scholar

BBVA Research. (2016). Neobanks: creating a digital bank from scratch. Retrieved from: https://www.bbvaresearch.com/wp-content/uploads/2016/01/DEO_Jan16.pdf Search in Google Scholar

Braumann, E. C. (2018). Analyzing the Role of Risk Awareness in Enterprise Risk Management. Journal of Management Accounting Research, 30(2), 241–268. DOI: https://doi.org/10.2308/jmar-52084 Search in Google Scholar

bunq B.V. (2024). Break through banking: Our milestones. Retrieved from: https://www.bunq.com/about Search in Google Scholar

Citterio, A., Marques, B. P., & Tanda, A. (2024). The Early Days of Neobanks in Europe: Identification, Performance, and Riskiness. Journal of Financial Services Research. DOI: https://doi.org/10.1007/s10693-024-00433-x Search in Google Scholar

Clerc, L., Moraglia, A., & Perron, S. (2020). Neobanks seeking profitability (Issue 113). Retrieved from: https://www.eba.europa.eu/sites/default/documents/files/document_library/About Us/EBA Research Workshops/2020/Papers/936771/4.1 Neobanks seeking profitability.pdf Search in Google Scholar

Dadat Bank. (2024). Österreichische Gesellschaft für Verbraucherstudien: DADAT als bester Online-Broker ausgezeichnet. Retrieved from: https://www.dadat-presse.at/ Search in Google Scholar

Danzer, A. (2021). Erstes Einhorn Österreichs: Milliardenbewertung für Krypto-Firma Bitpanda. Der Standard. Retrieved from: https://www.derstandard.de/story/2000125067135/erstes-einhorn-oesterreichs-milliardenbewertungkrypto-firmabitpanda-mit Search in Google Scholar

De Nederlandsche Bank. (2024). Dutch households see foreign bank deposits double in two years. Retrieved from: https://www.dnb.nl/en/general-news/statistical-news/2024/dutch-households-see-foreign-bank-deposits-double-in-two-years/ Search in Google Scholar

El-Gohary, H., Thayaseelan, A., Babatunde, S., & El-Gohary, S. (2021). An Exploratory Study on the Effect of Artificial Intelligence-Enabled Technology on Customer Experiences in the Banking Sector. Journal of Technological Advancements, 1(1), 1–17. DOI: https://doi.org/10.4018/jta.20210101.oa1 Search in Google Scholar

European Central Bank. (2020). Risk report on less significant institutions. Retrieved from: https://www.bankingsupervision.europa.eu/ecb/pub/html/ssm.lsiriskreport202001~48ecda4549.en.html#toc11 Search in Google Scholar

European Central Bank. (2024). ECB Data Portal. Retrieved from: https://data.ecb.europa.eu/#dashboard-tab-4 Search in Google Scholar

Finančna uprava Republike Slovenije. (2024a). Bančne vloge Slovencev v tujini. Search in Google Scholar

Finančna uprava Republike Slovenije. (2024b). Letno poročilo Finančne uprave Republike Slovenije za leto 2023. Retrieved from: https://www.gov.si/assets/organi-v-sestavi/FURS/Strateski-dokumenti/2024/Letno-porocilo-Financneuprave-za-leto-2023.pdf Search in Google Scholar

Guettler, A., & Hackethal, A. (2005). How Ing-Diba Conquered the German Retail Banking Market. SSRN Electronic Journal. DOI: https://doi.org/10.2139/ssrn.853724 Search in Google Scholar

Haas, G. (2021). Der Wandel der Führungsrollen in agilen Organisationen anhand des Fallbeispiels ING Austria [Fachhochschule des BFI Wien]. Retrieved from: https://fhpub.fh-vie.ac.at/urn/urn:nbn:at:at-fhbfiw:%0A1-4243%0A Search in Google Scholar

Handelsblatt. (2021). Privatkundengeschäft der ING in Österreich verkauft. Retrieved from: https://www.handelsblatt.com/finanzen/banken-versicherungen/banken/finanzsektor-privatkundengeschaeft-dering-in-oesterreich-verkauft/27415608.html Search in Google Scholar

Hunter, J. S. (2023). Die meisten N26-Kunden kommen aus nur zwei Ländern. Finance FWD. Retrieved from: https://financefwd.com/de/n26-kunden-nach-land/ Search in Google Scholar

ING Group. (2023). Annual Report 2022. Retrieved from: https://www.ing.com/web/file?uuid=7b77643e-8ef1-49c0-b470-7af37fcf43c2&owner=b03bc017-e0db-4b5d-abbf-003b12934429&contentid=59254 Search in Google Scholar

Jagrič, T., Fister, D., Amon, A., & Jagrič, V. (2021). Neobanks - eagles or pigeons of banking ecosystems? Bančni Vestnik, 70(11), 50–57. Search in Google Scholar

Knauseder, L. (2019). Business Model Innovation in Austrian & German Direct Retail Banking: A comparative case study approach (No. 8; LBS Working Paper). Retrieved from: https://lbs.ac.at/wp-content/uploads/2019/03/Knauseder-LBS-WPNo8.pdf Search in Google Scholar

Leanpay d.o.o. (2024). O nas. Retrieved from: https://www.leanpay.si/o-nas/ Search in Google Scholar

Löding, T. (2003). DiBa schluckt Direktbank Entrium. Heise online. Retrieved from: https://www.heise.de/news/DiBa-schluckt-Direktbank-Entrium-74199.html Search in Google Scholar

McCaul, E. (2024a). Adapting to technological shifts: supervision in the evolving financial landscape: Contribution by Elizabeth McCaul, Member of the Supervisory Board of the ECB, for Eurofi, Magazine, 10 September 2024. Retrieved from: https://www.bankingsupervision.europa.eu/press/interviews/date/2024/html/ssm.in240910_1~121f10c559.en.html Search in Google Scholar

McCaul, E. (2024b). The future of European banking supervision – connecting people and technology: Keynote speech at the Supervision Innovators Conference 2024 . Retrieved from: https://www.bankingsupervision.europa.eu/press/speeches/date/2024/html/ssm.sp240918~522b3441ba.en.html Search in Google Scholar

N26 Bank AG. (2024). N26 launches Instant Savings in 13 new markets, offering customers up to 4% interest on deposits. Retrieved from: https://n26.com/en-eu/press/press-release/n26-launches-instant-savings-in-13-new-markets-offering-customers-up-to-4pct-interest-on-deposits Search in Google Scholar

NLB d.d. (2024). NLB Group Annual Report 2023. Retrieved from: https://www.nlb.si/nlb/nlb-portal/eng/investor-relations/financial-reports/2023/nlb-ar-2023-eng.pdf Search in Google Scholar

Österreichische Post. (2021). Österreichische Post Tochter bank99 übernimmt Privarkundinnengeschäft der ING in Österreich. Retrieved from: https:%0A//www.ots.at/presseaussendung/OTS_20210712_OTS0112/eans-adhoc-oesterreichische-post-ag-oesterreichische-post-tochter-bank99-uebernimmt-privatkundinnengeschaeft-der-ing-in-oesterreich%0A Search in Google Scholar

Paywiser d.o.o. (2024). Paywiser: Our Company. Retrieved from: https://paywiser.com/home?lang=en Search in Google Scholar

Petrol Pay d.o.o. (2024). mBills: O nas. Retrieved from: https://www.mbills.si/onas/?_gl=1*720klm*_up*MQ..*_ga*MTU0NjMzMjY5OC4xNzI3ODc5MzEy*_ga_TDEJ08KJ4Q*MTcyNzg3OTMxMS4xLjAuMTcyNzg3OTMxMS4wLjAuMA.. Search in Google Scholar

Pressetext. (2020). BIC-Probleme nach easybank-BAWAG-Fusion. Search in Google Scholar

Revolut Bank UAB. (2024a). About us: We change the way you do money. Retrieved from: https://www.revolut.com/en-SI/discover-our-company/ Search in Google Scholar

Revolut Bank UAB. (2024b). Revolut tops 10 million retail customers in the CEE region and strengthens its position as a regional digital bank. Retrieved from: https://www.revolut.com/it-IT/news/revolut_tops_10_million_retail_customers_in_the_cee_region_and_strengthens_its_position_as_a_regional_digital_bank/ Search in Google Scholar

Temelkov, Z. (2020a). Differences between traditional bank model and fintech based digital bank and neobanks models. SocioBrains, International Scientific Refereed Online Journal with Impact Factor, 74, 8–15. Search in Google Scholar

Temelkov, Z. (2020b). Overview of neobanks model and its implications for traditional banking (pp. 156–165). DOI: https://doi.org/10.46763/YFNTS2031156t Search in Google Scholar

TradingView. (2024). BaFin Lifts Cap on New Customer Onboarding for Digital Bank N26. Retrieved from: https://www.tradingview.com/news/financemagnates:eb30ea405094b:0-bafin-lifts-cap-on-new-customer-onboarding-for-digital-bank-n26/ Search in Google Scholar

Vasle, B. (2024). Nagovor guvernerja na Bančni konferenci. Retrieved from: https://www.bsi.si/govori-inintervjuji/2255/nagovor-guvernerja-na-bancni-konferenci Search in Google Scholar

Ziouache, A., & Bouteraa, M. (2023). Descriptive Approach of Neo-Banking System: Conception, Challenges and Global Practices. International Journal of Business and Technology Management, 5, 194–204. DOI: https://doi.org/10.55057/ijbtm.2023.5.2.18 Search in Google Scholar