[
Ali, R., Barrdear, J., Clews, R., & Southgate, J. (2014). Innovations in Payment Technologies and the Emergence of Digital Currencies. Bank of England Quarterly Bulletin 54 (3): 262 – 75. https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2499397.
]Search in Google Scholar
[
Ally, M., Gardiner, M., & Lane, M. (2016). The Potential Impact of Digital Currencies on the Australian Economy. Australasian Conference on Information Systems. https://www.researchgate.net/publication/303859326_The_Potential_Impact_of_Digital_Currencies_on_the_Australian_Economy.
]Search in Google Scholar
[
Bank for International Settlements (2015). Digital Currencies. Committee on Payments and Market Infrastructures. https://www.bis.org/cpmi/publ/d137.pdf
]Search in Google Scholar
[
Bank of England (2015). One Bank Research Agenda. https://www.bankofengland.co.uk/research/bank-of-england-agenda-for-research.
]Search in Google Scholar
[
Baron, J., O’Mahony, A., Manheim, D., & Dion-Schwarz, C. (2015). The Current State of Virtual Currencies. National Security Implications of Virtual Currency: RAND, 5-22. https://www.researchgate.net/publication/312040026_National_Security_Implications_of_Virtual_Currency.
]Search in Google Scholar
[
Birch, D. (2020). The Digital Currency Revolution. Centre for the Study of Financial Innovation. https://responsiblefinanceforum.org/wp-content/uploads/2020/04/Birch_02-20_v81-April2020.pdf.
]Search in Google Scholar
[
Castrén, O., Kavonius, K. I., & Rancan, M. (2020). Digital Currencies in Financial Networks. EBA Staff Paper Series, No: 8. https://www.eba.europa.eu/sites/default/documents/files/document_library.
]Search in Google Scholar
[
Dyson, B., & Hodgson., G. (2016). Digital Cash: Why Central Banks Should Start Issuing Electronic Money. Positive Money. https://positivemoney.org/wp-content/uploads/2021/10/Digital-Cash-Positive-Money.pdf.
]Search in Google Scholar
[
Evans, J & Browning, S. (2021). Central bank digital currencies. House of Commons Library, Research Briefing Number 9191. https://researchbriefings.files.parliament.uk/documents/CBP-9191/CBP-9191.pdf
]Search in Google Scholar
[
European Banking Authority (2014). EBA Opinion on virtual currencies. https://www.eba.europa.eu/sites/default/documents.
]Search in Google Scholar
[
Fanning, K., & Centers, D. P. (2016). Blockchain and its coming impact on financial services. Journal of Corporate Accounting & Finance, 27(5), 53-57. https://doi.org/10.1002/jcaf.22179.
]Search in Google Scholar
[
Financial Action Task Force FATF (2014). Virtual currencies key definitions and potential AML/CFT risks. FATF Report. https://www.fatf-gafi.org/media/fatf/documents/reports/Virtual-currency-key-definitions-and-potential-aml-cft-risks.pdf.
]Search in Google Scholar
[
Fung, B & Halaburda, H. (2014). Understanding platform-based digital currencies. Bank of Canada Review, Spring, pp 12–20. https://www.researchgate.net/publication/304996757_Understanding_Platform-Based_Digital_Currencies.
]Search in Google Scholar
[
Gupta, S., Lauppe, P. & Ravishankar, S. (2017). Fedcoin - A Blockchain-Backed Central Bank Cryptocurrency. Yale University. https://law.yale.edu/sites/default/files/area/center/global/document/411_final_paper_-_fedcoin.pdf.
]Search in Google Scholar
[
Johnson, S. (2016). The Financial System of the Future. Democracy: A Journal of Ideas, No 40, Spring. https://democracyjournal.org/magazine/40/the-financial-system-of-the-future/.
]Search in Google Scholar
[
Ketterer, A. J. (2016). Digital Central Bank Money and the Unbundling of the Banking Function. Inter-American Development Bank. https://publications.iadb.org/publications/english/document/Digital-Central-Bank-Money-and-the-Unbundling-of-the-Banking-Function.pdf.
]Search in Google Scholar
[
Khianonarong, T., and D. Humphrey (2019). Cash Use across Countries and the Demand for Central Bank Digital Money. IMF Working Paper 19/46. https://www.imf.org/en/Publications/WP/Issues/2019/03/01/Cash-Use-Across-Countries-and-the-Demand-for-Central-Bank-Digital-Currency-46617.
]Search in Google Scholar
[
Kumhof, M. & Noone, C. (2018). Central Bank Digital Currencies – Design Principles and Balance Sheet Implications. Bank of England Staff Working Paper No 725. https://www.bankofengland.co.uk/-/media/boe/files/working-paper/2018/.
]Search in Google Scholar
[
Kotane, I. (2018). Concept of Virtual Currencies in Modern Economies. Latgale National Economy Research 1(10):63-76. http://dx.doi.org/10.17770/lner2018vol1.10.3605.
]Search in Google Scholar
[
Panetta, F. (2021). Evolution or revolution? The impact of a digital euro on the financial system. European Central Bank. https://www.ecb.europa.eu/press/key/date/2021/html/ecb.sp210210~a1665d3188.en.html.
]Search in Google Scholar
[
Setiawan, R., Cavaliere, L., Halder, S., Koti, K., Bayjanov, S., Pallathadka, H., & Rajan, R. (2021). The Concept of the Cryptocurrency and the Downfall of the Banking Sector in Reflecting on the Financial Market. Rentgenologiya i Radiologiya. 2021. 17-33. https://www.researchgate.net/publication/351871135_The_Concept_of_the_Cryptocurrency_and_the_Downfall_of_the_Banking_Sector_in_Reflecting_on_the_Financial_Market.
]Search in Google Scholar