The Financial Vulnerability of European Households

Aastveit, K. A., Juelsrud, R. and Wold, E. G. (2020). Mortgage Regulation and Financial Vulnerability at the Household Level. Norges Bank Working Paper, 6(20). doi: 10.2139/ssrn.3640636Search in Google Scholar

Albacete, N., Lindner, P. (2013). Household vulnerability in Austria – a microeconomic analysis based on the household finance and consumption survey. Financial Stability Report, 25, 57-73. Prieiga per internetą: https://econpapers.repec.org/RePEc:onb:oenbfs:y:2013:i:25:b:2.Search in Google Scholar

Anderloni, L., Bacchiocchi, E. and Vandone, D. (2012). Household financial vulnerability: An empirical analysis. Research in Economics, 66(3), 284-296. doi: 10.1016/j.rie.2012.03.001Search in Google Scholar

Bankowska, K., Lamarche, P., Osier, G. and Perez-Duarte, S. (2015). Measuring household debt vulnerability in the euro area. Bank for International Settlements, 39. Available online: https://EconPapers.repec.org/RePEc:bis:bisifc:39-46Search in Google Scholar

Brunetti, M., Giarda, E. and Torricelli, C. (2016). Is Financial Fragility a Matter of Illiquidity? An Appraisal for Italian Households. Review of Income and Wealth, 62(4). doi: 10.1111/roiw.12189Search in Google Scholar

Cao, M., Xu, D., Xie, F., Liu, E. and Liu, S. (2016). The influence factors analysis of households’ poverty vulnerability in southwest ethnic areas of China based on the hierarchical linear model: A case study of Liangshan Yi autonomous prefecture. Applied Geography, 66, 144-152. doi:/10.1016/j.apgeog.2015.11.016Search in Google Scholar

Cateau, G., Roberts, T. and Zhou, J. (2015). Indebted households and potential vulnerabilities for the Canadian financial system: A microdata analysis. Bank of Canada. Available online: https://www.semanticscholar.org/paper/in-debted-Households-and-Potential-vulnerabilities-%3A-Cateau-Roberts/0931decd6d6481debf00534f3102ca3c2c8e928bSearch in Google Scholar

Cava, G. L. and Wang, L. (2021). The Rise in Household Liquidity. Reserve Bank of Australia. doi: 10.47688/rdp2021-10Search in Google Scholar

Chen, Z. and Lemieux, C. M. (2016). Financial knowledge and behaviors of Chinese migrant workers: An international perspective on a financially vulnerable population. Journal of Community Practice, 24(4), 462-486. doi: 10.1080/10705422.2016.1233475Search in Google Scholar

Cifuentes, R., Margaretic, P. and Saavedra, T. (2020). Measuring households’ financial vulnerabilities from consumer debt: Evidence from Chile. Emerging Markets Review, 43. doi: 10.1016/j.ememar.2020.100677Search in Google Scholar

Claessens, S. and Kose, A. (2013). Financial Crises: Explanations, Types, and Implications. International Monetary Fund. doi: 10.5089/9781475561005.001Search in Google Scholar

Despard, M. R., Friedline, T. and Martin-West, S. (2020). Why Do Households Lack Emergency Savings? The Role of Financial Capability. Journal of Family and Economic Issues, 41, 542-557. doi: 10.1007/s10834-020-09679-8Search in Google Scholar

Dieckelmann, D. and Metzler, J. (2022). Household inequality and financial stability risks: exploring the impact of changes in consumer prices and interest rates. Financial Stability Review. Available at: https://www.ecb.europa.eu/pub/financial-stability/fsr/special/html/ecb.fsrart202211_02~8c5b8be620.en.htmlSearch in Google Scholar

ECB (2013). Financial Stability Review: November 2013. European Central Bank, ISSN 1830-2025. Prieiga per internetą: https://www.ecb.europa.eu/pub/pdf/fsr/financialstabilityreview201311en.pdf.Search in Google Scholar

ECB (2022) Household Finance and Consumption Network (HFCN). Available online: https://www.ecb.europa.eu/pub/economic-research/research-networks/html/researcher_hfcn.en.htmlSearch in Google Scholar

French, D. and Vigne, S. (2019). The causes and consequences of household financial strain: A systematic review. International Review of Financial Analysis, 62, 150-156. doi: 10.1016/j.irfa.2018.09.008Search in Google Scholar

Glassmann, U. and Filsinger, M. (2021). Varieties of private household debt in Europe: incompatibility of culturally diverse lendingregimes between Germany and Italy? German Politics, 30(3), 380-402. doi: 10.1080/09644008.2021.1877662Search in Google Scholar

Gomes, F., Haliassos, M. and Ramadorai, T. (2021). Household Finance. Journal of Economic Literature, 59(3), 919-1000. doi: 10.1257/jel.20201461Search in Google Scholar

Klopocka, A. M. (2017). Does Consumer Confidence Forecast Household Saving and Borrowing Behavior? Evidence for Poland. Soc Indic Res, 133, 693-717. doi: 10.1007/s11205-016-1376-4Search in Google Scholar

Leika, M. and Marchettini, D. (2017). A Generalized Framework for the Assessment of Household Financial Vulnerability. International Monetary Fund, IMF Working Paper WP/17/228. Available at: https://www.imf.org/en/Publications/WP/Issues/2017/11/07/A-Generalized-Framework-for-the-Assessment-of-Household-Financial-Vulnerability-45297Search in Google Scholar

Michelangeli, V. and Rampazzi, C. (2016). Indicators of Financial Vulnerability: A Household Level Study. Bank of Italy Occasional Paper, 369. doi: 10.2139/ssrn.2934248.Search in Google Scholar

Muthitacharoen, A., Nuntram, P. and Chotewattanakul, P. (2015). Rising Household Debt: Implications for Economic Stability. Thailand and The World Economy, 33(3), 43-65. Available online: https://so05.tci-thaijo.org/index.php/TER/article/view/137687Search in Google Scholar

Poh, L. M. and Sabri, M. F. (2017). Review of Financial Vulnerability Studies. Archives of Business Research, 5(2), 127-134. doi: 10.14738/abr.52.2784Search in Google Scholar

Sabri, M. F., Aw, E. C. X., Burhan, N. A. S., Rahim, H. A., Othman, M. A. and Simanjuntak, M. (2021). Financial Literacy, Behaviour and Vulnerability Among Malaysian Households: Does Gender Matter? International Journal of Economics and Management, 15(2), 241-256. Available online: https://www.researchgate.net/publication/353946495_Financial_Literacy_Behavior_and_Vulnerability_Among_Malaysian_Households_Does_Gender_MatterSearch in Google Scholar

Shkvarchuk, L. and Slav’yuk, R. (2019). The Financial Behavior of Households in Ukraine. Journal of Competitiveness, 11 (2), 144-159. doi: 10.7441/joc.2019.03.09Search in Google Scholar

Sierminska, E. (2014). Indebtedness of households and the cost of debt by household type and income group. European Commission, 10/2014. Available online: https://ec.europa.eu/social/BlobServlet?docId=13628&langId=enSearch in Google Scholar

Singh, K. N. and Malik, S. (2022), An empirical analysis on household financial vulnerability in India: exploring the role of financial knowledge, impulsivity and money management skills. Managerial Finance, 48(9/10), 1391-1412. doi: 10.1108/MF-08-2021-0386Search in Google Scholar

Xiao, J.J. and Tao, C. (2021). Consumer finance/household finance: the definition and scope. China Finance Review International, 11(1), 1-25. doi: 10.1108/CFRI-04-2020-0032Search in Google Scholar