<abstract xmlns="http://www.w3.org/1999/xhtml">

<p>Current developments in the national financial markets, as well as in the international market, mark a period of great changes. As the process of globalization intensifies, the economic environment is marked by increasing volatility and uncertainty. Financial institutions, as links in the financial intermediation process, play a crucial role in directing capital flows to the areas where they are most productively used. This is also the case of derivative financial products, stock exchange and over the counter, which become elements found in the reports of commercial banks. In this context, this article wanted to identify, on the one hand, the causes that determined commercial banks to focus on activities with financial derivative products, going beyond the traditional sphere of banking operations, and on the other hand to explore ways in which products derivatives can be used in banking. Within the article, complex methods were used, both at the statistical level, materialized through the econometric model exposed, and at the theoretical level, of observation and analysis. An entire point of discussion is intended to x-ray the main derivatives, how they can be used and integrated into banking. Another goal was to deepen, at least theoretically, the consequences of using derivative financial products in banking on systemic risk and monetary policy. Also, the paper aimed to highlight the current conditions and prospects for increasing the use of derivative products in the Romanian banking system.</p>
</abstract>

Current developments in the national financial markets, as well as in the international market, mark a period of great changes. As the process of globalization intensifies, the economic environment is marked by increasing volatility and uncertainty. Financial institutions, as links in the financial intermediation process, play a crucial role in directing capital flows to the areas where they are most productively used. This is also the case of derivative financial products, stock exchange and over the counter, which become elements found in the reports of commercial banks. In this context, this article wanted to identify, on the one hand, the causes that determined commercial banks to focus on activities with financial derivative products, going beyond the traditional sphere of banking operations, and on the other hand to explore ways in which products derivatives can be used in banking. Within the article, complex methods were used, both at the statistical level, materialized through the econometric model exposed, and at the theoretical level, of observation and analysis. An entire point of discussion is intended to x-ray the main derivatives, how they can be used and integrated into banking. Another goal was to deepen, at least theoretically, the consequences of using derivative financial products in banking on systemic risk and monetary policy. Also, the paper aimed to highlight the current conditions and prospects for increasing the use of derivative products in the Romanian banking system.

Management of Derivative Financial Products within the Banking Activity

Proceedings of the International Conference on Business Excellence

This work is licensed under the Creative Commons Attribution 4.0 International License.

{"article-title":"Management of Derivative Financial Products within the Banking Activity"}

Current developments in the national financial markets, as well as in the international market, mark a period of great changes. As the process of globalization...

Management of Derivative Financial Products within the Banking Activity

Published Online: Jul 03, 2024

Page range: 945 - 954

DOI: https://doi.org/10.2478/picbe-2024-0082

Keywords
banking activities, financial product, globalization, management

© 2024 Carmen-Valentina Radulescu et al., published by Sciendo

This work is licensed under the Creative Commons Attribution 4.0 International License.

Management of Derivative Financial Products within the Banking Activity

Published Online: Jul 03, 2024

Page range: 945 - 954

DOI: https://doi.org/10.2478/picbe-2024-0082

Keywordsbanking activities, financial product, globalization, management

© 2024 Carmen-Valentina Radulescu et al., published by Sciendo

This work is licensed under the Creative Commons Attribution 4.0 International License.

Keywords
banking activities, financial product, globalization, management