Technology will Save Financial Advice

Advice Intelligence. (2020). Advice Intelligence. Retrieved from Advice Intelligence: https://www.adviceintelligence.com/ Advice Intelligence . ( 2020 ). Advice Intelligence . Retrieved from Advice Intelligence: https://www.adviceintelligence.com/ Search in Google Scholar

Agnew, J. R., & Szykman, L. R. (2005). Asset allocation and information overload: The influence of information display, asset choice, and investor experience. The Journal of Behavioral Finance, 6(2), 57-70. Agnew J. R. & Szykman L. R. ( 2005 ) Asset allocation and information overload: The influence of information display, asset choice, and investor experience . The Journal of Behavioral Finance , 6 ( 2 ), 57 - 70 . Search in Google Scholar

Bae, S. C., & Sandager, J. P. (1997). What consumers look for in financial planners. Journal of Financial Counseling and Planning, 8(2), 9. Bae S. C. & Sandager J. P. ( 1997 ). What consumers look for in financial planners . Journal of Financial Counseling and Planning , 8 ( 2 ), 9 . Search in Google Scholar

Bianchi, M. (2018). Financial literacy and portfolio dynamics. The Journal of Finance, 73(2), 831-859. Bianchi M. ( 2018 ). Financial literacy and portfolio dynamics . The Journal of Finance , 73 ( 2 ), 831 - 859 . Search in Google Scholar

Bruhin, A., Fehr Duda, H., & Epper, T. (2010). Risk and rationality: Uncovering heterogeneity in probability distortion. Econometrica, 78(4), 1375-1412. Bruhin A. Fehr Duda H. & Epper T. ( 2010 ). Risk and rationality: Uncovering heterogeneity in probability distortion . Econometrica , 78 ( 4 ), 1375 - 1412 . Search in Google Scholar

Bruhn, A., & Asher, A. (2021). The primacy of ethics in the provision of financial advice. Accounting & Finance. Bruhn A. & Asher A. ( 2021 ). The primacy of ethics in the provision of financial advice . Accounting & Finance . Search in Google Scholar

Commission, A. S. a. I. (2012). Future of Financial Adviser: Best interests duty and related obligations. Retrieved from asic.gov.au: http://download.asic.gov.au/media/2125918/rg175-ris.pdf Commission, A. S. a. I . ( 2012 ). Future of Financial Adviser: Best interests duty and related obligations . Retrieved from asic.gov.au: http://download.asic.gov.au/media/2125918/rg175-ris.pdf Search in Google Scholar

Courtenay, R, Tattler, R., & Baeckström, Y. (2021). Financial Advice or Emotional Containment? Exploring the Real Role of the Financial Advisor. Courtenay R Tattler R. & Baeckström Y. ( 2021 ). Financial Advice or Emotional Containment? Exploring the Real Role of the Financial Advisor Search in Google Scholar

Cull, M., & Sloan, T. R. (2016). Characteristics of trust in personal financial planning. Financial Planning Research Journal, 12-135. Cull M. & Sloan T. R. ( 2016 ). Characteristics of trust in personal financial planning . Financial Planning Research Journal , 12 - 135 . Search in Google Scholar

D’Acunto, F, Prabhala, N., & Rossi, A. G. (2019). The promises and pitfalls of robo-advising. The Review of Financial Studies, 32(5), 1983-2020. D’Acunto F Prabhala N. & Rossi A. G. ( 2019 ). The promises and pitfalls of robo-advising . The Review of Financial Studies , 32 ( 5 ), 1983 - 2020 . Search in Google Scholar

Dubofsky, D., & Sussman, L. (2009). The changing role of the financial planner part 1 : From financial analytics to coaching and life planning. Journal of Financial Planning, 22(8), 48-57. Dubofsky D. & Sussman L. ( 2009 ). The changing role of the financial planner part 1 : From financial analytics to coaching and life planning . Journal of Financial Planning , 22 ( 8 ), 48 - 57 . Search in Google Scholar

Elton, E. J., Gruber, M. J., & de Souza, A. (2019). Are passive funds really superior investments? An investor perspective. Financial Analysts Journal, 75(3), 7-19. Elton E. J. Gruber M. J. & de Souza A. ( 2019 ). Are passive funds really superior investments? An investor perspective . Financial Analysts Journal , 75 ( 3 ), 7 - 19 . Search in Google Scholar

Fahling, E. J., Steurer, E., & Sauer, S. (2019). Active vs. Passive Funds—An Empirical Analysis of the German Equity Market. Journal of Financial Risk Management, 8(02), 73. Fahling E. J. Steurer E. & Sauer S. ( 2019 ). Active vs. Passive Funds—An Empirical Analysis of the German Equity Market . Journal of Financial Risk Management , 8 (02), 73 . Search in Google Scholar

Fehr-Duda, H., Bruhin, A., Epper, T, & Schubert, R. (2010). Rationality on the rise: Why relative risk aversion increases with stake size. Journal of Risk and uncertainty, 40(2), 147-180. Fehr-Duda H. Bruhin A. Epper T & Schubert R. ( 2010 ). Rationality on the rise: Why relative risk aversion increases with stake size . Journal of Risk and uncertainty , 40 ( 2 ), 147 - 180 . Search in Google Scholar

Galanakis, C. M., Rizou, M., Aldawoud, T. M., Ucak, I., & Rowan, N. J. (2021). Innovations and technology disruptions in the food sector within the COVID-19 pandemic and post-lockdown era. Trends in Food Science & Technology. Galanakis C. M. Rizou M. Aldawoud T. M. Ucak I. & Rowan N. J. ( 2021 ). Innovations and technology disruptions in the food sector within the COVID-19 pandemic and post-lockdown era . Trends in Food Science & Technology . Search in Google Scholar

Galperti, S. (2019). Persuasion: The art of changing worldviews. American Economic Review, 109(3), 996-1031. Galperti S. ( 2019 ). Persuasion: The art of changing worldviews . American Economic Review , 109 ( 3 ), 996 - 1031 . Search in Google Scholar

Gerrans, R, & Hershey, D. A. (2017). Financial adviser anxiety, financial literacy, and financial advice seeking. Journal of Consumer Affairs, 51 (1), 54-90. Gerrans R & Hershey D. A. ( 2017 ). Financial adviser anxiety, financial literacy, and financial advice seeking . Journal of Consumer Affairs , 51 ( 1 ), 54 - 90 . Search in Google Scholar

Graham, L, & Metaxas, P. T. (2003). “ Of course it’s true; I saw it on the Internet!” critical thinking in the Internet era. Communications of the ACM, 46(5), 70-75. Graham L & Metaxas P. T. ( 2003 ). “ Of course it’s true; I saw it on the Internet!” critical thinking in the Internet era . Communications of the ACM , 46 ( 5 ), 70 - 75 . Search in Google Scholar

He, W., & Liu, H.-W. (2021). Regulating financial advisers in the UK: Lessons for Australia. University of New South Wales Law Journal, The, 44(1), 424-452. He W. & Liu H.-W. ( 2021 ). Regulating financial advisers in the UK: Lessons for Australia . University of New South Wales Law Journal, The , 44 ( 1 ), 424 - 452 . Search in Google Scholar

Hohenberger, C., Lee, C., & Coughlin, J. F (2019). Acceptance of robo advisors: Effects of financial experience, affective reactions, and self enhancement motives. Financial Planning Review, 2(2), e1047. Hohenberger C. Lee C. & Coughlin J. F ( 2019 ). Acceptance of robo advisors: Effects of financial experience, affective reactions, and self enhancement motives . Financial Planning Review , 2 ( 2 ) , e1047. Search in Google Scholar

Hunt, K. H. M., Brimble, M., & Freudenberg, B. (2011). Determinants of Client-Professional Relationship Quality in the Financial Planning Setting. Australiasian Accounting Business and Finance Journal, 5(2), 69-100. Retrieved from http://ssrn.com/paper=1867907 Hunt K. H. M. Brimble M. & Freudenberg B. ( 2011 ). Determinants of Client-Professional Relationship Quality in the Financial Planning Setting . Australiasian Accounting Business and Finance Journal , 5 ( 2 ), 69 - 100 . Retrieved from http://ssrn.com/paper=1867907 Search in Google Scholar

Kaufmann, C., Weber, M., & Haisley, E. (2013). The role of experience sampling and graphical displays on one’s investment risk appetite. Management Science, 59(2), 323-340. Kaufmann C. Weber M. & Haisley E. ( 2013 ). The role of experience sampling and graphical displays on one’s investment risk appetite . Management Science , 59 ( 2 ), 323 - 340 . Search in Google Scholar

Kemp, C. F, Rosenthal, C. J., & Denton, M. (2005). Financial planning for later life: Subjective understandings of catalysts and constraints. Journal of Aging studies, 19(3), 273-290. Kemp C. F Rosenthal C. J. & Denton M. ( 2005 ). Financial planning for later life: Subjective understandings of catalysts and constraints . Journal of Aging studies , 19 ( 3 ), 273 - 290 . Search in Google Scholar

Kim, Y, & Peterson, R. A. (2017). A Meta-analysis of Online Trust Relationships in E-commerce. Journal of interactive marketing, 38, 44-54. Kim Y & Peterson R. A. ( 2017 ). A Meta-analysis of Online Trust Relationships in E-commerce . Journal of interactive marketing , 38 , 44 - 54 . Search in Google Scholar

Lea, S. E., Webley, R, & Walker, C. M. (1995). Psychological factors in consumer debt: Money management, economic socialization, and credit use. Journal of Economic Psychology, 16(4), 681-701. Lea S. E. Webley R & Walker C. M. ( 1995 ). Psychological factors in consumer debt: Money management, economic socialization, and credit use . Journal of Economic Psychology , 16 ( 4 ), 681 - 701 . Search in Google Scholar

Looney, S. W. (1995). How to use tests for univariate normality to assess multivariate normality. The American Statistician, 49(1), 64-70. Looney S. W. ( 1995 ). How to use tests for univariate normality to assess multivariate normality . The American Statistician , 49 ( 1 ), 64 - 70 . Search in Google Scholar

Lusardi, A., & Mitchell, O. S. (2009). How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness. Retrieved from https://www.nber.org/system/files/working_papers/w15350/w15350.pdf: Lusardi A. & Mitchell O. S. ( 2009 ). How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness . Retrieved from https://www.nber.org/system/files/working_papers/w15350/w15350.pdf Search in Google Scholar

Lusardi, A., & Mitchell, O. S. (2011). Financial literacy and planning: Implications for retirement wellbeing. Retrieved from https://www.nber.org/papers/w17078: Lusardi A. & Mitchell O. S. ( 2011 ). Financial literacy and planning: Implications for retirement wellbeing . Retrieved from https://www.nber.org/papers/w17078 Search in Google Scholar

Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of Economic Literature, 52(1), 5-44. Lusardi A. & Mitchell O. S. ( 2014 ). The economic importance of financial literacy: Theory and evidence . Journal of Economic Literature , 52 ( 1 ), 5 - 44 . Search in Google Scholar

Lusardi, A., & Mitchell, O. S. (2017). How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness. Quarterly Journal of Finance, 7(03), 1750008. Lusardi A. & Mitchell O. S. ( 2017 ). How ordinary consumers make complex economic decisions: Financial literacy and retirement readiness . Quarterly Journal of Finance , 7 (03), 1750008 . Search in Google Scholar

Lusardi, A., & Mitchelli, O. S. (2007). Financial literacy and retirement preparedness: Evidence and implications for financial education. Business economics, 42(1), 35-44. Lusardi A. & Mitchelli O. S. ( 2007 ). Financial literacy and retirement preparedness: Evidence and implications for financial education . Business economics , 42 ( 1 ), 35 - 44 . Search in Google Scholar

Muraven, M. (2010). Building self-control strength: Practicing self-control leads to improved self-control performance. Journal of experimental social psychology, 46(2), 465-468. Muraven M. ( 2010 ). Building self-control strength: Practicing self-control leads to improved self-control performance . Journal of experimental social psychology , 46 ( 2 ), 465 - 468 . Search in Google Scholar

OECD. (2005). Recommendation on Principles and Good Practices for Financial Education and Awareness Retrieved from https://www.oecd.org/finance/financial-education/35108560.pdf: OECD . ( 2005 ). Recommendation on Principles and Good Practices for Financial Education and Awareness Retrieved from https://www.oecd.org/finance/financial-education/35108560.pdf Search in Google Scholar

Rattray, J., & Jones, M. C. (2007). Essential elements of questionnaire design and development. Journal of clinical nursing, 16(2), 234-243. Rattray J. & Jones M. C. ( 2007 ). Essential elements of questionnaire design and development . Journal of clinical nursing , 16 ( 2 ), 234 - 243 . Search in Google Scholar

Richards, D. W., & Safari, M. (2021). Disclosure effectiveness in the financial planning industry. Qualitative Research in Financial Markets. Richards D. W. & Safari M. ( 2021 ). Disclosure effectiveness in the financial planning industry . Qualitative Research in Financial Markets . Search in Google Scholar

Roszkowski, M. J., & Grable, J. E. (2009). Evidence of lower risk tolerance among public sector employees in their personal financial matters. Journal of Occupational and Organizational Psychology, 82(2), 453-463. Roszkowski M. J. & Grable J. E. ( 2009 ). Evidence of lower risk tolerance among public sector employees in their personal financial matters . Journal of Occupational and Organizational Psychology , 82 ( 2 ), 453 - 463 . Search in Google Scholar

Sharpe, J. F, Martin, N. R., & Roth, K. A. (2011). Optimism and the Big Five factors of personality: Beyond neuroticism and extraversion. Personality and individual differences, 51(8), 946-951. Sharpe J. F Martin N. R. & Roth K. A. ( 2011 ). Optimism and the Big Five factors of personality: Beyond neuroticism and extraversion . Personality and individual differences , 51 ( 8 ), 946 - 951 . Search in Google Scholar

Stawski, R. S., Hershey, D. A., & Jacobs-Lawson, J. M. (2007). Goal clarity and financial planning activities as determinants of retirement savings contributions. The international Journal of Aging and Human Development 64(1), 13-32. Stawski R. S. Hershey D. A. & Jacobs-Lawson J. M. ( 2007 ). Goal clarity and financial planning activities as determinants of retirement savings contributions . The international Journal of Aging and Human Development 64 ( 1 ), 13 - 32 . Search in Google Scholar

Stich, A. (2019). Brace for the Third Wave of Financial Planning. Journal of Financial Planning, 32(1), 28-29. Stich A. ( 2019 ). Brace for the Third Wave of Financial Planning . Journal of Financial Planning , 32 ( 1 ), 28 - 29 . Search in Google Scholar

Stoughton, N. M., Wu, Y., & Zechner, J. (2011). Intermediated investment management. The Journal of Finance, 66(3), 947-980. Stoughton N. M. Wu Y. & Zechner J. ( 2011 ). Intermediated investment management . The Journal of Finance , 66 ( 3 ), 947 - 980 . Search in Google Scholar

Thaler, R. H., & Shefrin, H. M. (1981). An economic theory of self-control. Journal of Political Economy, 89(2), 392-406. Thaler R. H. & Shefrin H. M. ( 1981 ). An economic theory of self-control . Journal of Political Economy , 89 ( 2 ), 392 - 406 . Search in Google Scholar

Van de Venter, G., Michayluk, D., & Davey, G. (2012). A longitudinal study of financial risk tolerance. Journal of Economic Psychology, 33(4), 794-800. Van de Venter G. Michayluk D. & Davey G. ( 2012 ). A longitudinal study of financial risk tolerance . Journal of Economic Psychology , 33 ( 4 ), 794 - 800 . Search in Google Scholar

Weber, E. U., Siebenmorgen, N., & Weber, M. (2005). Communicating asset risk: how name recognition and the format of historic volatility information affect risk perception and investment decisions. Risk Analysis, 25(3), 597-609. Weber E. U. Siebenmorgen N. & Weber M. ( 2005 ). Communicating asset risk: how name recognition and the format of historic volatility information affect risk perception and investment decisions . Risk Analysis , 25 ( 3 ), 597 - 609 . Search in Google Scholar

Westermann, S., Niblock, S. J., Harrison, J. F, & Kortt, M. A. (2020). Financial Advice Seeking: A Review of the Barriers and Benefits. Economic Papers: A journal of applied economics and policy, 39(4), 367-388. Westermann S. Niblock S. J. Harrison J. F & Kortt M. A. ( 2020 ). Financial Advice Seeking: A Review of the Barriers and Benefits . Economic Papers: A journal of applied economics and policy , 39 ( 4 ), 367 - 388 . Search in Google Scholar