<abstract xmlns="http://www.w3.org/1999/xhtml">

<p>This paper highlights the globally-important determinants of financial inclusion. The determi-nants identified in this paper are formal account ownership; demand for formal savings; demand for formal borrowing; financial literacy and education; debit and credit card usage; the need to receive remittances from family and friends; size of the financial system; number of automated teller machines (ATMs); number of bank branches; proximity to a bank; availability and access to mobile phones; availability of digital financial products and services; technology infrastructure; government policy; culture and traditional belief systems; national financial inclusion strategy and implementation; and direct legislation.</p>
</abstract>

This paper highlights the globally-important determinants of financial inclusion. The determi-nants identified in this paper are formal account ownership; demand for formal savings; demand for formal borrowing; financial literacy and education; debit and credit card usage; the need to receive remittances from family and friends; size of the financial system; number of automated teller machines (ATMs); number of bank branches; proximity to a bank; availability and access to mobile phones; availability of digital financial products and services; technology infrastructure; government policy; culture and traditional belief systems; national financial inclusion strategy and implementation; and direct legislation.

Financial Inclusion: Globally Important Determinants

Financial Internet Quarterly

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.

{"article-title":"Financial Inclusion: Globally Important Determinants"}

This paper highlights the globally-important determinants of financial inclusion. The determi-nants identified in this paper are formal account ownership;...

Financial Inclusion: Globally Important Determinants

Published Online: Jan 01, 2022

Page range: 1 - 11

Received: Oct 18, 2021

Accepted: Nov 25, 2021

DOI: https://doi.org/10.2478/fiqf-2021-0023

Keywords
financial inclusion, determinants, unbanked adults, access to finance, digital finance, financial literacy

© 2021 Peterson K. Ozili

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.

Financial Inclusion: Globally Important Determinants

Published Online: Jan 01, 2022

Page range: 1 - 11

Received: Oct 18, 2021

Accepted: Nov 25, 2021

DOI: https://doi.org/10.2478/fiqf-2021-0023

Keywordsfinancial inclusion, determinants, unbanked adults, access to finance, digital finance, financial literacy

© 2021 Peterson K. Ozili

This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 3.0 License.

Keywords
financial inclusion, determinants, unbanked adults, access to finance, digital finance, financial literacy