<abstract xmlns="http://www.w3.org/1999/xhtml">

<sec><h3>Subject and purpose of work: </h3>
<p>The study presents a comprehensive analysis of the banking sector in Haryana from 2007 to 2022.</p>
</sec>
<sec><h3>Materials and methods: </h3>
<p>The study is based on secondary data. The number of bank branches, deposits, and credits in the state are just a few economic indicators covered in the Statistical Abstract of Haryana. The compound growth rate is calculated to assess the growth of a bank.</p>
</sec>
<sec><h3>Results: </h3>
<p>The findings reveal a consistent rising trend in bank branches, credit and deposits of commercial banks. Notable trends include increasing bank branches, a surge in deposits and robust credit growth, indicating a dynamic and thriving banking sector. The Credit-Deposit ratio gradually increased from 2007 to 2011, reaching a peak in 2012 at 102.10%.</p>
</sec>
<sec><h3>Conclusions: </h3>
<p>The overall number of bank offices has increased dramatically due to the state’s growing financial sector. The steady expansion in bank branches indicates a sustained effort to improve accessibility and financial inclusion.</p>
</sec>
</abstract>

Subject and purpose of work: 
The study presents a comprehensive analysis of the banking sector in Haryana from 2007 to 2022.

Materials and methods: 
The study is based on secondary data. The number of bank branches, deposits, and credits in the state are just a few economic indicators covered in the Statistical Abstract of Haryana. The compound growth rate is calculated to assess the growth of a bank.

Results: 
The findings reveal a consistent rising trend in bank branches, credit and deposits of commercial banks. Notable trends include increasing bank branches, a surge in deposits and robust credit growth, indicating a dynamic and thriving banking sector. The Credit-Deposit ratio gradually increased from 2007 to 2011, reaching a peak in 2012 at 102.10%.

Conclusions: 
The overall number of bank offices has increased dramatically due to the state’s growing financial sector. The steady expansion in bank branches indicates a sustained effort to improve accessibility and financial inclusion.

Assessing the Extent of Financial Inclusion Through Bank Office Expansion in Haryana

Economic and Regional Studies / Studia Ekonomiczne i Regionalne

This work is licensed under the Creative Commons Attribution 4.0 International License.

Subject and purpose of work: 
The study presents a comprehensive analysis of the banking sector in Haryana from 2007 to 2022.

Materials and methods: 
The...

Assessing the Extent of Financial Inclusion Through Bank Office Expansion in Haryana

Published Online: Apr 02, 2024

Page range: 133 - 148

Received: Jan 01, 2024

Accepted: Feb 01, 2024

DOI: https://doi.org/10.2478/ers-2024-0007

Keywords
commercial banks, deposits, credits, growth, financial inclusion, bank branches

© 2024 Mamta Rani et al., published by Sciendo

This work is licensed under the Creative Commons Attribution 4.0 International License.

Assessing the Extent of Financial Inclusion Through Bank Office Expansion in Haryana

Published Online: Apr 02, 2024

Page range: 133 - 148

Received: Jan 01, 2024

Accepted: Feb 01, 2024

DOI: https://doi.org/10.2478/ers-2024-0007

Keywordscommercial banks, deposits, credits, growth, financial inclusion, bank branches

© 2024 Mamta Rani et al., published by Sciendo

This work is licensed under the Creative Commons Attribution 4.0 International License.

Keywords
commercial banks, deposits, credits, growth, financial inclusion, bank branches